38 Independence Ln, Hingham, MA 02043 Property Records

Plymouth County and Hingham Town property record for 38 Independence Ln, Hingham, MA 02043

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,027 sqft · built 1960
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individuals on Record
Last Sale	$688,000 (Oct 2017)
Tax Bill	$11,004 (2025)
Deeds & Mortgages	May 2022 Line of Credit Apr 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:157.0-0000-0115.0`

Property Details

APN / Parcel Number

Primary APN	`M:157.0-0000-0115.0`
Alternative APNs	`HING M:157 B:0 L:115` `1311570000001150`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,027 sqft Living Area
Gross Area	3,638 sqft
1st Floor Area	928 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,000 sqft (0.459 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1311570000001150
Street Address	38 INDEPENDENCE LN
City	HINGHAM
State	MA
Zip	02043-3609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	115
Jurisdiction	HINGHAM MA
Township / Civil Division	HINGHAM
Census Block Group	1
Census Block	1005
Census Tract	501204

Owner

Source: Plymouth County and Hingham Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	38 INDEPENDENCE LN, HINGHAM, MA 02043-3609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Line of Credit BLUESTONE BANK
Apr 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BRIDGEWATER SAVINGS BANK
Nov 5, 2018	Deed of Trust, Mortgage · ARM WEBSTER BANK
Nov 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance POLI MORTGAGE GROUP INC
Oct 6, 2017	Quit Claim Deed, Transfer BLUE HILLS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2017 · Amount on Record
Deed Sale	Oct 6, 2017 · Amount on Record
Prior Sale	Aug 18, 2014 · Amount on Record
Deed Book / Page	49023 / 243
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINGHAM MA
Property Address	38 INDEPENDENCE LN, HINGHAM, MA 02043-3609
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056783-91
Date	May 9, 2022
Book Page	56783/91
Instrument	39118

Lender

Name	BLUESTONE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2042

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINGHAM MA
Property Address	38 INDEPENDENCE LN, HINGHAM, MA 02043-3609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	52593-117
Date	Apr 10, 2020
Book Page	52593/117
Instrument	30210

Lender

Name	BRIDGEWATER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINGHAM MA
Property Address	38 INDEPENDENCE LN, HINGHAM, MA 02043-3609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	50485-103
Date	Nov 5, 2018
Book Page	50485/103
Instrument	92643

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	372 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.88%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINGHAM MA
Property Address	38 INDEPENDENCE LN, HINGHAM, MA 02043-3609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	53796-210
Date	Nov 10, 2020
Book Page	53796/210
Instrument	110738

Lender

Name	POLI MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HINGHAM MA
Recording Date	Oct 6, 2017
Property Address	38 INDEPENDENCE LN, HINGHAM, MA 02043-3609
Document Number	49023-243
Book / Page	49023 / 243
Instrument	87660
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 INDEPENDENCE LN, HINGHAM, MA 02043-3609

Mortgage

Document Number	490230245
Date	Oct 6, 2017
Instrument	49023/0245

Lender

Name	BLUE HILLS BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2047

Tax Assessment & Valuation

Source: Plymouth County and Hingham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Hingham Town
Unified School District	Hingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,004.00 (+17.49%)	$1,029,400 (+9.91%) Land $480,000 Building $549,400	$1,076,920
2023	$9,366.00	$936,600 Land $480,000 Building $456,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEIR RIVER WATER SYSTEM serves 45,339 people · EPA ID MA4131000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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