38 Ina St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 38 Ina St, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,307 sqft · built 1952
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Tax Bill	$4,456 (2026)
Deeds & Mortgages	May 2026 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:06910 P:0008`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:06910 P:0008`
Alternative APN	`69100008`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,307 sqft Living Area
1st Floor Area	747 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2019
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	69100008
Street Address	38 INA ST
City	SPRINGFIELD
State	MA
Zip	01109-2634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	6
Census Block	6017
Census Tract	801700

Owner

38 Ina St is owned and occupied by an individual who acquired it in December 2021.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	38 INA ST, SPRINGFIELD, MA 01109-2634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Dec 23, 2021	Quit Claim Deed, Transfer · FHA Mortgage LOWER A LENDING COMPANY
Jul 18, 2019	Quit Claim Deed, Transfer · FHA Mortgage NORWICH COM'L
Aug 14, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2021
Deed Sale	Dec 23, 2021
Prior Sale	Jul 18, 2019 · Amount on File
Deed Document Number	202192022
Deed Book / Page	24323 / 360
Prior Transfer Date	Dec 10, 2021
Prior Transfer Doc	024323-360
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	May 15, 2026
Property Address	38 INA ST, SPRINGFIELD, MA 01109-2634
Document Number	026333-505
Book / Page	26333 / 505
Instrument Date	Apr 24, 2026
Instrument	202621754
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 INA ST, SPRINGFIELD, MA 01109-2634

Mortgage

Document Number	0000021754,
Date	May 15, 2026
Book Page	26333/505
Instrument	202621754

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Amount	Amount on Record
Term	313 Months
Due	Jun 1, 2052

Interest

Rate	6.38%
Max Rate	-1%

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Dec 23, 2021
Property Address	38 INA ST, SPRINGFIELD, MA 01109-2634
Document Number	024323-360
Book / Page	24323 / 360
Instrument Date	Dec 10, 2021
Instrument	92022
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	MEYMAX TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 INA ST, SPRINGFIELD, MA 01109-2634

Mortgage

Document Number	024323-363
Date	Dec 23, 2021
Book Page	24323/363
Instrument	92023

Lender

Name	LOWER A LENDING COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 18, 2019
Property Address	38 INA ST, SPRINGFIELD, MA 01109-2634
Document Number	22760-135
Book / Page	022760 / 000135
Instrument Date	Jul 18, 2019
Instrument	39408
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 INA ST SPRINGFIELD MA 011092634, SPRINGFIELD, MA 01109-2634

Mortgage

Document Number	22760-138
Date	Jul 18, 2019
Book Page	022760/000138
Instrument	39409

Lender

Name	NORWICH COM'L

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2049

August 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 14, 2017
Property Address	38 INA ST, SPRINGFIELD, MA 01109-2634
Document Number	21811-346
Book / Page	021811 / 000346
Instrument Date	Aug 4, 2017
Instrument	46957
Transaction Type	Foreclosure
Record Updated	Sep 5, 2017

Transaction

Amount	Amount on Record
Tax	$536.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203

Tax Assessment & Valuation

The 2026 property tax bill for 38 Ina St was $4,456, up 8.7% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,456.00 (+8.68%)	$288,200 (+10.21%) Land $43,000 Building $245,200	$305,749 (+32.23%)
2025	$4,100.00	$261,500 Land $39,000 Building $222,500	$231,230 (-0.61%)
2024			$232,655
2023	$3,257.00	$191,000 Land $29,500 Building $161,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Ina St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 38 Ina St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: GoNetspeed, T-Mobile, Verizon.

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