38 Hutchison Rd, Covington, PA 16917 Property Records

Tioga County property record for 38 Hutchison Rd, Covington, PA 16917

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,496 sqft · built 1977
Lot Size	4.91 acres (213,880 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Jul 2017)
Tax Bill	$3,715 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Jul 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`07/03.00/042B/000`

Property Details

APN / Parcel Number

Primary APN	`07/03.00/042B/000`
Alternative APN	`00021316`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,496 sqft Living Area
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	213,880 sqft (4.91 acres)
Garage Area	624 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00021316
Street Address	38 HUTCHISON RD
City	COVINGTON
State	PA
Zip	16917-9508
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	TIOGA PA
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1061
Census Tract	950500

Owner

38 Hutchison Rd is owned and occupied by two individuals who bought it in July 2017.

Source: Tioga County records, as of April 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 HUTCHISON RD, COVINGTON, PA 16917-9508
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jul 20, 2017	Deed of Trust, Mortgage · FHA Mortgage PEOPLES BANK
Jul 20, 2017	Deed of Trust, Mortgage · FHA Mortgage PEOPLES BANK
Jul 20, 2017	Deed of Trust, Mortgage · FHA Mortgage PEOPLES BANK
Jul 20, 2017	Deed of Trust, Mortgage · FHA Mortgage PEOPLES BANK
Mar 20, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jul 3, 2017	Deed, Transfer · FHA Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2017 · Amount on File
Deed Sale	Jul 3, 2017 · Amount on File
Prior Sale	Apr 15, 2011 · Amount on File
Deed Document Number	20175641
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA PA
Property Address	38 HUTCHISON RD, COVINGTON, PA 16917-9508
Transaction Type	Mortgage
Record Updated	Feb 28, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202301014
Date	Feb 10, 2023
Instrument	202301014

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA PA
Property Address	38 HUTCHISON RD, COVINGTON, PA 16917-9508
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201706191
Date	Jul 20, 2017
Instrument	201706191

Lender

Name	PEOPLES BANK
Type	Bank
Address	OVERLAND PARK, KS 66213

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA PA
Property Address	38 HUTCHISON RD, COVINGTON, PA 16917-9508
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201706191
Date	Jul 20, 2017
Instrument	201706191

Lender

Name	PEOPLES BANK
Type	Bank
Address	OVERLAND PARK, KS 66213

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA PA
Property Address	38 HUTCHISON RD, COVINGTON, PA 16917-9508
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201706191
Date	Jul 20, 2017
Instrument	201706191

Lender

Name	PEOPLES BANK
Type	Bank
Address	OVERLAND PARK, KS 66213

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA PA
Property Address	38 HUTCHISON RD, COVINGTON, PA 16917-9508
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201706191
Date	Jul 20, 2017
Instrument	201706191

Lender

Name	PEOPLES BANK
Type	Bank
Address	OVERLAND PARK, KS 66213

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA PA
Property Address	38 HUTCHISON RD, COVINGTON, PA 16917-9508
Transaction Type	Mortgage
Record Updated	Mar 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201802584
Date	Mar 20, 2018
Instrument	201802584

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA PA
Recording Date	Jul 3, 2017
Property Address	38 HUTCHISON RD, COVINGTON, PA 16917-9508
Document Number	201705641
Instrument Date	Jun 30, 2017
Instrument	201705641
Transaction Type	Transfer
Record Updated	Apr 17, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 HUTCHISON RD, 38, COVINGTON, PA 16917-9508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8779 ROUTE 414, LIBERTY, PA 16930-9608
Investor	Possibly a Property Investor

Mortgage

Document Number	201705642
Date	Jul 3, 2017
Instrument	201705642

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 38 Hutchison Rd was $3,715.

Source: Tioga County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Tioga County
County Subdivision	Covington Township
Unified School District	Southern Tioga School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,715.00	$238,290 Land $34,780 Building $203,510
2024	$5,662.00	$238,290 Land $34,780 Building $203,510
2023			$238,290 Land $34,780 Building $203,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Hutchison Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 2, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (2010–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Severe Storms And Flooding, Aug 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Hutchison Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 79% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

4G LTE only, no 5G reported

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