38 Howard Ave, Wells, ME 04090 Property Records

York County and Wells Town property record for 38 Howard Ave, Wells, ME 04090

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,104 sqft · built 1983
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Trust Names on File
Last Sale	$384,300 (Jul 2020)
Tax Bill	$3,813 (2025)
Deeds & Mortgages	Oct 2020 Transfer Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WLLS M:115 L:187`

Property Details

APN / Parcel Number

Primary APN	`WLLS M:115 L:187`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	2,626 sqft
1st Floor Area	996 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	38 HOWARD AVE
City	WELLS
State	ME
Zip	04090-4044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	SEASIDE ACRES SEC 2
Legal Lot Number	187
Jurisdiction	WELLS ME
Township / Civil Division	WELLS
Census Block Group	1
Census Block	1001
Census Tract	34005

Owner

38 Howard Ave is held in a trust since July 2020.

Source: York County and Wells Town records, as of May 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	81 WILLIAM ONTHANK LN, SOUTHBOROUGH, MA 01772-1328
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 2, 2020	Deed of Trust, Mortgage MEGASTAR FIN'L
Jul 6, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage MEGASTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on File
Deed Sale	Jul 6, 2020 · Amount on File
Prior Sale	Feb 10, 2016 · Amount on File
Deed Document Number	20202020029463
Deed Book / Page	18296 / 945
Record Updated	Sep 20, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLS ME
Recording Date	Oct 28, 2020
Property Address	38 HOWARD AVE, WELLS, ME 04090-4044
Document Number	0184280941
Book / Page	018428 / 000941
Instrument Date	Oct 19, 2020
Instrument	54842
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 MAYALL RD WALTHAM MA 024538212, WALTHAM, MA 02453-8212

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS ME
Property Address	38 HOWARD AVE, WELLS, ME 04090-4044
Document Number	0182970001
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	RED DOOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 HOWARD AVE WELLS ME 040904044, WELLS, ME 04090-4044

Mortgage

Document Number	0182970001
Date	Jul 6, 2020
Book Page	018297/000001
Instrument	29465

Lender

Name	MEGASTAR FIN'L
Type	Funding / Finance Company
Address	DENVER, CO 80204

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS ME
Recording Date	Jul 6, 2020
Property Address	38 HOWARD AVE, WELLS, ME 04090-4044
Document Number	0182960945
Book / Page	18296 / 945
Instrument Date	Jul 1, 2020
Instrument	2020029463
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 ANGELICA DR, FRAMINGHAM, MA 01701-3648
Investor	Possibly a Property Investor

Mortgage

Document Number	2020029465
Date	Jul 6, 2020
Instrument	2020029465

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 38 Howard Ave was $3,813, up 6.6% from the year before.

Source: York County and Wells Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Wells Town
Unified School District	Wells-Ogunquit Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,813.00 (+6.57%)	$590,230 (+0.29%) Land $375,360 Building $214,870
2024	$3,578.00 (+2.02%)	$588,500 (-) Land $375,360 Building $213,140
2023	$3,507.00 (+31.79%)	$588,500 (+131.31%) Land $375,360 Building $213,140	$575,890
2022	$2,661.00	$254,420 Land $151,300 Building $103,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Howard Ave in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 204 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	227 units insured incl. 23 condo units
Nearby Flood Claims	42 (1991–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Jan 2024 · 23 claims Severe Storm And Flooding, Dec 2022 · 11 claims Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Howard Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Howard Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures