East Lyme Town property record for 38 Hope St, Unit 1208, Niantic, CT 06357
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,071 sqft · built 2015 |
| Owner | Individual Name on File |
| Last Sale | $262,000 (Sep 2025) |
| Tax Bill | $4,039 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Sep 2025 Sale & Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ELYM M:011.2 B:00122 L:01208 |
| Primary APN | ELYM M:011.2 B:00122 L:01208 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Units | 118 Units |
| Stories | 1 Story |
| Building Area | 1,071 sqft Living Area |
| 1st Floor Area | 1,071 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 9734 |
|---|---|
| Street Address | 38 HOPE ST, 1208 |
| City | NIANTIC |
| State | CT |
| Zip | 06357-2453 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Block | 122 |
| Legal Lot Number | 1208 |
| Jurisdiction | EAST LYME CT |
| Township / Civil Division | EAST LYME |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 870704 |
38 Hope St, Unit 1208 is owned and occupied by an individual who bought it in September 2025.
Source: East Lyme Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 HOPE ST, 1208, NIANTIC, CT 06357-2453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Balloon Mortgage WILLIAM RAVEIS MORTGAGE CO |
| Sep 29, 2025 | Deed, Transfer · Line of Credit HOMESTEAD FUNDING CORP |
| Apr 8, 2021 | Deed, Transfer |
| Dec 22, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jun 30, 2017 | Warranty Deed, Transfer NORWICH COM'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on File |
| Deed Sale | Sep 29, 2025 · Amount on File |
| Deed Document Number | 20252119 |
| Deed Book / Page | 1125 / 1177 |
| Prior Transfer Date | Mar 31, 2021 |
| Prior Transfer Doc | 1053-498 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 38 HOPE ST UNIT 1208, 1208, NIANTIC, CT 06357-2453 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001049-577 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 1049/577 |
| Instrument | 550 |
| Name | WILLIAM RAVEIS MORTGAGE CO |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Sep 29, 2025 |
| Property Address | 38 HOPE ST UNIT 1208, 1208, NIANTIC, CT 06357-2453 |
| Document Number | 01125-1177 |
| Book / Page | 1125 / 1177 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2119 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 HOPE ST UNIT 1208, 1208, NIANTIC, CT 06357-2453 |
| Document Number | 0000002120 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 2120 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Apr 8, 2021 |
| Property Address | 38 HOPE ST UNIT 1208, 1208, NIANTIC, CT 06357-2453 |
| Document Number | 1053-498 |
| Book / Page | 1053 / 498 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 1141 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Dec 22, 2017 |
| Property Address | 38 HOPE ST UNIT 1208, 1208, NIANTIC, CT 06357-2453 |
| Document Number | 991-142 |
| Book / Page | 000991 / 000142 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 HOPE ST #1208 NIANTIC CT 063572453, 1208, NIANTIC, CT 06357-2453 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Jun 30, 2017 |
| Property Address | 38 HOPE ST UNIT 1208, 1208, NIANTIC, CT 06357-2453 |
| Document Number | 983-83 |
| Book / Page | 000983 / 000083 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2019 |
| Title Company | UNKNOWN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 HOPE ST #1208 NIANTIC CT 063572453, 1208, NIANTIC, CT 06357-2453 |
| Document Number | 983-87 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 000983/000087 |
| Name | NORWICH COM'L |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 29, 2047 |
The 2026 property tax bill for 38 Hope St, Unit 1208 was $4,039, up 4.4% from the year before.
Source: East Lyme Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,039.00 (+4.37%) | $139,510 (+0.96%) Building $139,510 | $281,514 (+191.04%) |
| 2025 | $3,870.00 | $138,180 Building $138,180 | $96,726 Building $96,726 |
| 2024 | $3,870.00 (+12.57%) | ||
| 2023 | $3,438.00 (+4.37%) | $138,180 (-) Building $138,180 | |
| 2022 | $3,294.00 | $138,180 Building $138,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Hope St, Unit 1208 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 38 Hope St, Unit 1208 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LYME WATER & SEWER COMMISSION serves 15,245 people · EPA ID CT0450011 |
|---|---|
| Water Source | Purchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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