East Lyme Town property record for 38 Holmes Rd, East Lyme, CT 06333
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 1,342 sqft · built 1981 |
| Lot Size | 2.96 acres (129,005 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,500 (Apr 2016) |
| Tax Bill | $7,520 (2026) |
| Deeds & Mortgages | Jan 2024 Transfer Sep 2023 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ELYM M:057.0 B:00029 L:00000 |
| Primary APN | ELYM M:057.0 B:00029 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,342 sqft Living Area |
| Gross Area | 2,842 sqft |
| 1st Floor Area | 1,342 sqft |
| Basement Area | 1,300 sqft |
| Unfinished Basement | 176 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 129,005 sqft (2.96 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Account Number | 1514 |
|---|---|
| Street Address | 38 HOLMES RD |
| City | EAST LYME |
| State | CT |
| Zip | 06333-1013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Block | 29 |
| Jurisdiction | EAST LYME CT |
| Township / Civil Division | EAST LYME |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 716102 |
38 Holmes Rd is owned and occupied by two individuals who acquired it in January 2024.
Source: East Lyme Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 HOLMES RD, EAST LYME, CT 06333-1013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Sep 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance FINANCE AMERICA LLC |
| Sep 25, 2023 | Warranty Deed, Transfer |
| Sep 25, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Nov 5, 2020 | Deed of Trust, Mortgage · Balloon Mortgage FINANCE AMERICA LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2016 · Amount on File |
| Deed Sale | Apr 13, 2016 · Amount on File |
| Prior Sale | Dec 4, 2002 · Amount on File |
| Deed Book / Page | 961 / 800 |
| Last Transfer Date | Jan 12, 2024 |
| Transfer Doc | 001105-650 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Jan 24, 2024 |
| Property Address | 38 HOLMES RD, EAST LYME, CT 06333-1013 |
| Document Number | 001105-650 |
| Book / Page | 1105 / 650 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 174 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 HOLMES RD, EAST LYME, CT 06333-1013 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 38 HOLMES RD, EAST LYME, CT 06333-1013 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001101-575 |
|---|---|
| Date | Sep 28, 2023 |
| Book Page | 1101/575 |
| Instrument | 1949 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Sep 25, 2023 |
| Property Address | 38 HOLMES RD, EAST LYME, CT 06333-1013 |
| Document Number | 001101-427 |
| Book / Page | 1101 / 427 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 1912 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 HOLMES RD, EAST LYME, CT 06333-1013 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Sep 25, 2023 |
| Property Address | 38 HOLMES RD, EAST LYME, CT 06333-1013 |
| Document Number | 001101-425 |
| Book / Page | 1101 / 425 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 1911 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 HOLMES RD, EAST LYME, CT 06333-1013 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 38 HOLMES RD, EAST LYME, CT 06333-1013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1042-154 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 1042/154 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2026 property tax bill for 38 Holmes Rd was $7,520, up 25.4% from the year before.
Source: East Lyme Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,520.00 (+25.38%) | $259,770 (+21.31%) Land $95,760 Building $164,010 | $501,321 (+234.46%) |
| 2025 | $5,998.00 | $214,130 Land $95,760 Building $118,370 | $149,891 Land $67,032 Building $82,859 |
| 2024 | $5,998.00 (+13.47%) | ||
| 2023 | $5,286.00 (+4.36%) | $212,450 (-) Land $94,080 Building $118,370 | |
| 2022 | $5,065.00 | $212,450 Land $94,080 Building $118,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Holmes Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 38 Holmes Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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