38 Hill St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 38 Hill St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,614 sqft · built 1924
Lot Size	0.088 acres (3,842 sqft)
Owner	2 Individual Names on File
Last Sale	$402,000 (Mar 2021)
Tax Bill	$11,381 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00331-0000-00032`

Property Details

APN / Parcel Number

Primary APN	`02-00331-0000-00032`
Alternative APN	`020033100032`

Interior

Stories	2 Stories
Building Area	1,614 sqft Living Area
Gross Area	1,825 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Multi-Family
Lot Area	3,842 sqft (0.088 acres)
Lot Dimensions	124 ft deep x 31 ft wide

Location & Zoning

Old Parcel Number	020033100032
Street Address	38 HILL ST
City	BLOOMFIELD
State	NJ
Zip	07003-4815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	31 X 124
Legal Block	331
Legal Lot Number	32
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	3
Census Block	3003
Census Tract	15800

Owner

38 Hill St is owned and occupied by two individuals who bought it in March 2021.

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 HILL ST, BLOOMFIELD, NJ 07003-4815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Oct 11, 2017	Deed of Trust, Mortgage · Conventional with PMI PNC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2021 · Amount on File
Deed Sale	Mar 1, 2021 · Amount on File
Prior Sale	Feb 17, 2010 · Amount on File
Deed Document Number	202123240
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 1, 2021
Property Address	38 HILL ST, BLOOMFIELD, NJ 07003-4815
Document Number	2021023240
Instrument Date	Nov 16, 2020
Instrument	2021023240
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,005.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27289 SHACKETT AVE, 27289, WARREN, MI 48093-8345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 HILL ST, BLOOMFIELD, NJ 07003-4815

Mortgage

Document Number	2021023241
Date	Mar 1, 2021
Instrument	2021023241

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Dec 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	38 HILL ST, BLOOMFIELD, NJ 07003-4815
Document Number	0000092873
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38 HILL ST BLOOMFIELD NJ 070034815, BLOOMFIELD, NJ 07003-4815

Mortgage

Document Number	0000092873
Date	Oct 20, 2017
Instrument	92873

Lender

Name	PNC MTG
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 38 Hill St was $11,381, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,200 (-) Land $110,600 Building $215,600	$326,200 (-) Land $110,600 Building $215,600
2025	$11,381.00 (+2.87%)	$326,200 Land $110,600 Building $215,600	$326,200 Land $110,600 Building $215,600
2024	$11,064.00
2023		$326,200 Land $110,600 Building $215,600	$326,200 Land $110,600 Building $215,600
2022	$10,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Hill St in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	43 (1978–2024)
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 13 claims Hurricane Irene, Aug 2011 · 11 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Hill St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum, T-Mobile.

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