38 Hill St, Ansonia, CT 06401 Property Records

Ansonia City property record for 38 Hill St, Ansonia, CT 06401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,292 sqft · built 1950
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$177,000 (Nov 2017)
Tax Bill	$4,770 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2024 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46580`

Property Details

APN / Parcel Number

Primary APN	`46580`
Alternative APN	`ANSO M:066 B:0047 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,292 sqft Living Area
Gross Area	4,724 sqft
1st Floor Area	1,292 sqft
Attic	Attic
Attic Area	1,292 sqft
Basement Area	1,556 sqft
Unfinished Basement	1,556 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	46580
Street Address	38 HILL ST
City	ANSONIA
State	CT
Zip	06401-2465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	47
Jurisdiction	ANSONIA CT
Township / Civil Division	ANSONIA
Census Block Group	2
Census Block	2001
Census Tract	125100

Owner

Source: Ansonia City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 HILL ST, ANSONIA, CT 06401-2465
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit M & T BANK NA
Mar 22, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT
Nov 15, 2017	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2017 · Amount on Record
Deed Sale	Nov 15, 2017 · Amount on Record
Prior Sale	Aug 24, 1999 · Amount on Record
Deed Document Number	20171645010003
Deed Book / Page	556 / 383
Transfer Doc	495-538
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Recording Date	Jul 22, 2026
Property Address	38 HILL ST, ANSONIA, CT 06401-2465
Document Number	2018190012
Book / Page	642 / 67
Instrument Date	Jul 2, 2026
Instrument	20262018190012
Transaction Type	Mortgage
Record Updated	Aug 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 HILL ST, ANSONIA, CT 06401-2465

Mortgage

Document Number	2018190012,
Date	Jul 22, 2026
Book Page	642/67
Instrument	20262018190012

Lender

Name	M & T BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	38 HILL ST, ANSONIA, CT 06401-2465
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000620-97
Date	Mar 22, 2024
Book Page	620/97
Instrument	1933220005

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	277 Months
Due	Apr 1, 2047

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Nov 15, 2017
Property Address	38 HILL ST, ANSONIA, CT 06401-2465
Document Number	556-383
Book / Page	000556 / 000383
Instrument Date	Nov 15, 2017
Instrument	10003
Transaction Type	Transfer
Record Updated	Dec 5, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 MERRITT ST BRIDGEPORT CT 066063467, BRIDGEPORT, CT 06606-3467

Mortgage

Document Number	556-386
Date	Nov 15, 2017
Book Page	000556/000386
Instrument	20014

Lender

Name	PRIME LNDG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2047

Tax Assessment & Valuation

Source: Ansonia City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Ansonia City
Unified School District	Ansonia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,770.00 (+3.18%)	$161,910 (-) Land $38,850 Building $123,060	$348,966 (+207.9%)
2025	$4,623.00	$161,910 (-) Land $38,850 Building $123,060	$113,337 Land $27,195 Building $86,142
2024	$4,623.00 (+8.8%)
2023	$4,249.00 (-5.79%)	$161,910 (+35.72%) Land $38,850 Building $123,060
2022	$4,510.00	$119,300 Land $41,700 Building $77,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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