38 Highview Rd, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 38 Highview Rd, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	1,524 sqft · built 1951
Lot Size	0.201 acres (8,750 sqft)
Owner	2 Individual Names on File
Last Sale	$322,500 (Jun 2012)
Tax Bill	$13,119 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00041-01-00050`

Property Details

APN / Parcel Number

Primary APN	`03-00041-01-00050`
Alternative APNs	`0300041000100050` `00001149`

Interior

Building Area	1,524 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	8,750 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide

Location & Zoning

Account Number	00001149
Street Address	38 HIGHVIEW RD
City	CALDWELL
State	NJ
Zip	07006-5502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	70X125 IRR
Legal Subdivision	MONOMONOCK HILLS
Legal Block	41.1
Legal Lot Number	50
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	2
Census Block	2002
Census Tract	21702

Owner

Source: Essex County and Caldwell Borough records · APN 03-00041-01-00050

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 HIGHVIEW RD, CALDWELL, NJ 07006-5502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 14, 2012 · Amount on Record
Deed Sale	Jun 14, 2012 · Amount on Record
Deed Document Number	201249692
Deed Book / Page	12373 / 5474
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	38 HIGHVIEW RD, CALDWELL, NJ 07006-5502
Document Number	0000027678
Instrument Date	Mar 17, 2018
Transaction Type	Mortgage
Record Updated	May 15, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 HIGHVIEW RD CALDWELL NJ 070065502, CALDWELL, NJ 07006-5502

Mortgage

Document Number	0000027678
Date	Mar 29, 2018
Instrument	27678

Lender

Name	SPENCER SVGS BK
Type	Federal Savings Bank
Address	ELMWOOD PARK, NJ 07407

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 28, 2038

Tax Assessment & Valuation

Source: Essex County and Caldwell Borough records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,800 (-) Land $256,500 Building $146,300	$402,800 (-) Land $256,500 Building $146,300
2025	$13,119.00 (+2.29%)	$402,800 (-) Land $256,500 Building $146,300	$402,800 (-) Land $256,500 Building $146,300
2024	$12,825.00 (+5.33%)
2023		$402,800 Land $256,500 Building $146,300	$402,800 Land $256,500 Building $146,300
2022	$12,176.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130217022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1983–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2022 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 381 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum Communications.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CALDWELL WATER DEPT serves 9,027 people
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.