38 Highland Rd, Hackettstown, NJ 07840 Property Records

Warren County and Independence Township property record for 38 Highland Rd, Hackettstown, NJ 07840

Property Summary

Property Type	Single Family Home
Details	2,989 sqft · built 1997
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Aug 2017)
Tax Bill	$13,662 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-00001-03-00015`

Property Details

APN / Parcel Number

Primary APN	`12-00001-03-00015`
Alternative APNs	`1200001000300015` `20900`

Interior

Stories	2 Stories
Building Area	2,989 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Construction Type	Frame
Lot Area	43,560 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	20900
Street Address	38 HIGHLAND RD
City	HACKETTSTOWN
State	NJ
Zip	07840-4817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HIGHLANDS/INDEPENDENCE SEC 04
Legal Block	1.3
Legal Lot Number	15
Jurisdiction	WARREN NJ
Township / Civil Division	INDEPENDENCE
Census Block Group	3
Census Block	3009
Census Tract	31301

Owner

Source: Warren County and Independence Township records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 HIGHLAND RD, HACKETTSTOWN, NJ 07840-4817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Deed of Trust, Mortgage · Conventional with PMI ABSOLUTE HM MTG
Aug 1, 2017	Grant Deed, Transfer · Conventional with PMI UNITED NRTHN MTG BANKERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2017 · Amount on Record
Deed Sale	Aug 1, 2017 · Amount on Record
Prior Sale	Apr 22, 2009 · Amount on Record
Deed Document Number	2017478831
Deed Book / Page	2781 / 234
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	38 HIGHLAND RD, HACKETTSTOWN, NJ 07840-4817
Document Number	0000527876
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 HIGHLAND RD HACKETTSTOWN NJ 078404817, HACKETTSTOWN, NJ 07840-4817

Mortgage

Document Number	0000527876
Date	Apr 30, 2020
Book Page	006856/000224
Instrument	527876

Lender

Name	ABSOLUTE HM MTG
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Apr 29, 2040

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Aug 1, 2017
Property Address	38 HIGHLAND RD, HACKETTSTOWN, NJ 07840-4817
Document Number	0000478831
Book / Page	002781 / 000234
Instrument Date	Jul 19, 2017
Instrument	478831
Transaction Type	Transfer
Record Updated	Oct 4, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 HIGHLAND RD HACKETTSTOWN NJ 078404817, HACKETTSTOWN, NJ 07840-4817

Mortgage

Document Number	478832
Date	Aug 1, 2017
Book Page	006473/000233
Instrument	478832

Lender

Name	UNITED NRTHN MTG BANKERS
Type	Mortgage Company
Address	LEVITTOWN, NJ 11756

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

Source: Warren County and Independence Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Independence Township
Unified School District	Great Meadows Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,000 (-) Land $81,000 Building $279,000	$360,000 (-) Land $81,000 Building $279,000
2025	$13,662.00 (+3.3%)	$360,000 (-) Land $81,000 Building $279,000	$360,000 (-) Land $81,000 Building $279,000
2024	$13,226.00 (+4.82%)
2023		$360,000 Land $81,000 Building $279,000	$360,000 Land $81,000 Building $279,000
2022	$12,618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NJ INDEPENDENCE HIGHLAND private · serves 350 people · EPA ID NJ2112002
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	4 ppb (2026) action level 15 ppb
Copper	2.08 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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