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38 Highland Ave, Peapack, NJ 07977 Property Records

Somerset County and Peapack And Gladstone Borough property record for 38 Highland Ave, Peapack, NJ 07977

Property Summary

Property TypeSingle Family Home
Details2,883 sqft · built 1983
Lot Size2.88 acres (125,888 sqft)
Owner2 Individual Names on Record
Last Sale$835,000 (May 2005)
Tax Bill$14,376 (2025)
Deeds & MortgagesApr 2020 Mortgage
Jun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN15-00028-0000-00022-01

Property Details

APN / Parcel Number

Primary APN15-00028-0000-00022-01
Alternative APN
  • 15000280000000220001

Interior

Stories1 Story
Building Area2,883 sqft Living Area
1st Floor Area2,883 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Construction TypeFrame
Lot Area125,888 sqft

Location & Zoning

Street Address38 HIGHLAND AVE
CityBRIDGEWATER
StateNJ
Zip08807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR3
Legal SubdivisionPERCIVAL KEITH
Legal Block28
Legal Lot Number22.1
JurisdictionSOMERSET NJ
Township / Civil DivisionPEAPACK AND GLADSTONE
Census Block Group2
Census Block2006
Census Tract52800

Owner

Source: Somerset County and Peapack And Gladstone Borough records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 484, PEAPACK, NJ 07977-0484
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2020Quit Claim Deed, Transfer
LOANDEPOT.COM LLC
Jun 5, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2005 · Amount on Record
Deed SaleMay 5, 2005 · Amount on Record
Prior SaleMay 5, 2005 · Amount on Record
Deed Book / Page5738 / 1987
Last Transfer DateMar 31, 2020
Transfer Doc0000016322
Record UpdatedSep 20, 2026

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSOMERSET NJ
Recording DateApr 20, 2020
Property Address38 HIGHLAND AVE, PEAPACK, NJ 07977-5007
Document Number0000016322
Book / Page007205 / 001148
Instrument DateMar 31, 2020
Instrument16322
Transaction TypeTransfer
Record UpdatedJul 1, 2020
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address38 HIGHLAND AVE FAR HILLS NJ 07931, FAR HILLS, NJ 07931

Mortgage

Document Number16323
DateApr 20, 2020
Book Page007205/001155
Instrument16323
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term180 Months
DueApr 19, 2035

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address38 HIGHLAND AVE, PEAPACK, NJ 07977-5007
Document Number0000020232
Instrument DateJun 5, 2018
Transaction TypeMortgage
Record UpdatedJun 18, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 HIGHLAND AVE PEAPACK NJ 07977, PEAPACK, NJ 07977

Mortgage

Document Number0000020232
DateJun 5, 2018
Book Page007047/000267
Instrument20232
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 4, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Somerset County and Peapack And Gladstone Borough assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalityPeapack And Gladstone Borough
Unified School DistrictSomerset Hills Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$971,900 (+6.61%) Land $491,800 Building $480,100$971,900 (+6.61%) Land $491,800 Building $480,100
2025$14,376.00 (+0.59%)$911,600 (+14.91%) Land $463,900 Building $447,700$911,600 (+14.91%) Land $463,900 Building $447,700
2024$14,291.00 (+1.53%)
2023$793,300 Land $404,500 Building $388,800$793,300 Land $404,500 Building $388,800
2022$14,075.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims11 (1984–2021)
Claims Outside the SFHA1 of 11
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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