38 Highbury Dr, Elgin, IL 60120 Property Records

Cook County property record for 38 Highbury Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,896 sqft · built 1977
Lot Size	0.154 acres (6,720 sqft)
Owner	Individual Name on File
Last Sale	$219,000 (Dec 2017)
Tax Bill	$6,530 (2023)
Deeds & Mortgages	Dec 2017 Sale & Mortgage Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-18-114-036`

Property Details

APN / Parcel Number

Primary APN	`06-18-114-036`
Alternative APN	`06-18-114-036-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,896 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1978
Architectural Style	Multi-Level
Exterior Material	Frame
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,720 sqft (0.154 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	38 HIGHBURY DR
City	ELGIN
State	IL
Zip	60120-4519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(PARKWOOD) VILLAGE (UNIT6) SUB OF PT GOVT LT1 OF NW SEC 18-41-09
Legal Range	09E
Legal Township	41N
Legal Section	18
Legal Subdivision	PARKWOOD VILLAGE UNIT6
Legal Lot Number	1
Legal Unit	6
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1002
Census Tract	804404

Owner

38 Highbury Dr is owned and occupied by an individual who bought it in December 2017.

Source: Cook County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	38 HIGHBURY DR, ELGIN, IL 60120-4519
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2017	Warranty Deed, Transfer · Conventional with PMI PINNACLE MTG FNDG
Feb 14, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2017 · Amount on File
Deed Sale	Dec 14, 2017 · Amount on File
Prior Sale	Feb 14, 2017 · Amount on File
Deed Document Number	201746050
Prior Transfer Date	May 31, 2016
Prior Transfer Doc	0000049018
Record Updated	Oct 29, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 14, 2017
Property Address	38 HIGHBURY DR, ELGIN, IL 60120-4519
Document Number	1734846050
Instrument Date	Dec 4, 2017
Instrument	34846050
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1660 HEATHER DR AURORA IL 605061961, AURORA, IL 60506-1961

Mortgage

Document Number	1734846051
Date	Dec 14, 2017
Instrument	34846051

Lender

Name	PINNACLE MTG FNDG
Type	Mortgage Company
Address	PALATINE, IL 60067

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 13, 2047

Interest

Rate	4.87%

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Feb 14, 2017
Property Address	38 HIGHBURY DR, ELGIN, IL 60120-4519
Document Number	1704534024
Instrument Date	Dec 15, 2016
Instrument	4534024
Transaction Type	Transfer
Record Updated	Feb 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$132.27
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 TEAL AVE ELGIN IL 601232182, ELGIN, IL 60123-2182

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,000 Land $4,704 Building $29,296	$340,000 Land $47,040 Building $292,960
2023	$6,530.00 (+3.39%)
2022	$6,316.00 Homeowner's exemption	$26,000 Land $4,368 Building $21,632	$260,000 Land $43,680 Building $216,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38 Highbury Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Highbury Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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