Essex County and Ipswich Town property record for 38 High St, Ipswich, MA 01938
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,763 sqft · built 1900 |
| Lot Size | 0.186 acres (8,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $15,000 (Mar 1995) |
| Tax Bill | $6,560 (2026) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | IPSW M:30D B:0030 L:0 |
| Primary APN | IPSW M:30D B:0030 L:0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,763 sqft Living Area |
| Gross Area | 3,215 sqft |
| Basement Area | 750 sqft |
| Unfinished Basement | 750 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 8,100 sqft (0.186 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 2425 |
|---|---|
| Street Address | 38 HIGH ST |
| City | IPSWICH |
| State | MA |
| Zip | 01938-1946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IR |
| Legal Block | 30 |
| Jurisdiction | IPSWICH MA |
| Township / Civil Division | IPSWICH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 223200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the High Street Historic District listed 1980 · 39 contributing resources · NRIS 80000454 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
38 High St is owned and occupied by two individuals who bought it in March 1995.
Source: Essex County and Ipswich Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 HIGH ST, IPSWICH, MA 01938-1946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 1995 · Amount on File |
| Deed Sale | Mar 30, 1995 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 38 HIGH ST, IPSWICH, MA 01938-1946 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36917-170 |
|---|---|
| Date | Aug 6, 2018 |
| Book Page | 36917/170 |
| Instrument | 180806000290 |
| Name | SANTANDER BANK NA |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
The 2026 property tax bill for 38 High St was $6,560, up 0.4% from the year before.
Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Ipswich Town |
| Unified School District | Ipswich School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,560.00 (+0.35%) | $608,500 (+3.79%) Land $286,200 Building $322,300 | $605,003 (-3.26%) |
| 2025 | $6,537.00 (+4.36%) | $586,300 (+6.52%) Land $269,600 Building $316,700 | $625,385 |
| 2024 | $6,264.00 (+5.88%) | $550,400 (+13.79%) Land $270,000 Building $280,400 | |
| 2023 | $5,916.00 | $483,700 Land $230,500 Building $253,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 High St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 7 (1991–2010) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 High St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IPSWICH DPU WATER DEPT serves 13,138 people · EPA ID MA3144000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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