38 High Rdg Rd, Monroe, NY 10950 Property Records

Orange County and Monroe Town property record for 38 High Rdg Rd, Monroe, NY 10950

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,694 sqft · built 1963
Lot Size	0.346 acres (15,050 sqft)
Owner	Individual Name on Record
Last Sale	$339,000 (May 2026)
Tax Bill	$14,049 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`334089 21-2-3`

Property Details

APN / Parcel Number

Primary APN	`334089 21-2-3`
Alternative APNs	`408902100000020030000000` `21-2-3`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,694 sqft Living Area
1st Floor Area	1,154 sqft
Basement Area	540 sqft
Finished Basement	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2019
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	15,050 sqft (0.346 acres)
Lot Dimensions	152 ft deep x 100 ft wide
View / Lot	Suburban
Garage Type	Basement
Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21-2-3
Street Address	38 HIGH RIDGE RD
City	MONROE
State	NY
Zip	10950-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-1.0AC
Legal Description	LT 62 MONROE HTS
Legal Block	2
Legal Lot Number	3.000
Jurisdiction	ORANGE NY
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4002
Census Tract	14202

Owner

Source: Orange County and Monroe Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	229 HULSETOWN RD, CAMPBELL HALL, NY 10916-3216
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed, Transfer · Stand-Alone First Mortgage ULSTER SAVINGS BANK
Oct 2, 2019	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE
Jan 16, 2019	Grant Deed, Transfer PARTNERS ABSTRACT CORPORATION NY, PARTNERS ABS CORP NY
Mar 26, 2018	Trustee's Deed, Foreclosure WEBTITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on Record
Deed Sale	May 7, 2026 · Amount on Record
Prior Sale	Oct 2, 2019 · Amount on Record
Deed Document Number	202633549
Deed Book / Page	15891 / 505
Prior Transfer Date	Feb 19, 2018
Prior Transfer Doc	0000021485
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	May 7, 2026
Property Address	38 HIGH RIDGE RD, MONROE, NY 10950-3003
Document Number	0000033549
Book / Page	15891 / 505
Instrument Date	Apr 8, 2026
Instrument	2026.33549
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 HULSETOWN RD, CAMPBELL HALL, NY 10916-3216

Mortgage

Date	May 7, 2026

Lender

Name	ULSTER SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE NY
Recording Date	Oct 2, 2019
Property Address	38 HIGH RIDGE RD, MONROE, NY 10950-3003
Document Number	0000070614
Book / Page	014633 / 000658
Instrument Date	Sep 18, 2019
Instrument	70614
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,399.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	324 SPOOK ROCK RD SUFFERN NY 109015313, SUFFERN, NY 10901-5313

Mortgage

Document Number	70615
Date	Oct 2, 2019
Book Page	014633/000662
Instrument	70615

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE NY
Recording Date	Jan 16, 2019
Property Address	38 HIGH RIDGE RD, MONROE, NY 10950-3003
Document Number	0000004110
Book / Page	014515 / 000301
Instrument Date	Dec 12, 2018
Instrument	4110
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	PARTNERS ABSTRACT CORPORATION NY, PARTNERS ABS CORP NY

Transaction

Amount	Amount Recorded
Tax	$508.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1262 E 38TH ST BROOKLYN NY 112104830, BROOKLYN, NY 11210-4830

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ORANGE NY
Recording Date	Mar 26, 2018
Property Address	38 HIGH RIDGE RD, MONROE, NY 10950-3003
Document Number	0000021485
Book / Page	014379 / 000856
Instrument Date	Feb 19, 2018
Instrument	21485
Transaction Type	Foreclosure
Record Updated	Jul 23, 2018
Title Company	WEBTITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,950.78
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 S DOUGLASS RD ANAHEIM CA 928065948, ANAHEIM, CA 92806-5948

Tax Assessment & Valuation

Source: Orange County and Monroe Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Monroe Town
Unified School District	Monroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,049.00 (+2.21%)	$60,500 (-) Land $16,800 Building $43,700	$559,700 (+13.41%)
2024	$13,745.00
2023		$60,500 (-) Land $16,800 Building $43,700	$493,500 (+22.91%) Land $137,038 Building $356,462
2022		$60,500 Land $16,800 Building $43,700	$401,500 Land $111,491 Building $290,009

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1979–2011)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE WD #10 (PINE TREE RD) serves 50 people · EPA ID NY3530052
Water Source	Purchased surface water from MONROE VILLAGE
Last State Inspection	Oct 2025

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	5,000 / 5,000

May also be available: Verizon.

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