Camden County and Clementon Borough property record for 38 Higgins Ave, Clementon, NJ 08021
| Property Type | Single Family Home |
|---|---|
| Details | 1,740 sqft · built 1960 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Apr 2017) |
| Tax Bill | $7,317 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00075-0000-00010 |
| Primary APN | 11-00075-0000-00010 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,740 sqft Living Area |
| 1st Floor Area | 1,740 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Street Address | 38 HIGGINS AVE |
|---|---|
| City | CLEMENTON |
| State | NJ |
| Zip | 08021-4312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SILVER LAKE SEC 10 |
| Legal Block | 75 |
| Legal Lot Number | 10 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | CLEMENTON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 608600 |
Source: Camden County and Clementon Borough records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38 HIGGINS AVE, CLEMENTON, NJ 08021-4312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Nov 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 24, 2017 | Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2017 · Amount on Record |
| Deed Sale | Apr 24, 2017 · Amount on Record |
| Prior Sale | Jan 23, 2017 · Amount on Record |
| Deed Document Number | 201729868 |
| Deed Book / Page | 10616 / 165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Jun 24, 2026 |
| Property Address | 38 HIGGINS AVE, CLEMENTON, NJ 08021-4312 |
| Document Number | 0000039787 |
| Book / Page | 13119 / 532 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 202639787 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 38 HIGGINS AVE, CLEMENTON, NJ 08021-4312 |
| Document Number | 0000039787, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 13119/532 |
| Instrument | 202639787 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 38 HIGGINS AVE, CLEMENTON, NJ 08021-4312 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000088525 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 11553/891 |
| Instrument | 2020088525 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 319 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Apr 24, 2017 |
| Property Address | 38 HIGGINS AVE, CLEMENTON, NJ 08021-4312 |
| Document Number | 0000029868 |
| Book / Page | 10616 / 0165 |
| Instrument Date | Apr 10, 2017 |
| Instrument | 2017029868 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $480.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 CEDARCROFT AVE, 21, AUDUBON, NJ 08106-1901 |
| Name | Verified Name |
|---|---|
| Address | 38 HIGGINS AVE, CLEMENTON, NJ 08021-4312 |
| Document Number | 0000029869 |
|---|---|
| Date | Apr 24, 2017 |
| Instrument | 2017029869 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Camden County and Clementon Borough assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| Municipality | Clementon Borough |
| Unified School District | Clementon Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $153,200 (-) Land $32,000 Building $121,200 | $153,200 (-) Land $32,000 Building $121,200 | |
| 2025 | $7,317.00 (+5.86%) | $153,200 (-) Land $32,000 Building $121,200 | $153,200 (-) Land $32,000 Building $121,200 |
| 2024 | $6,912.00 (+3.54%) | ||
| 2023 | $153,200 Land $32,000 Building $121,200 | $153,200 Land $32,000 Building $121,200 | |
| 2022 | $6,676.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1988) |
| Most Recent Claim | Jun 1988 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 55% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEMENTON WATER DEPARTMENT serves 5,000 people · EPA ID NJ0411001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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