38 Hidden Holw, Gray, ME 04039 Property Records

Cumberland County and New Gloucester Town property record for 38 Hidden Holw, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 830 sqft · built 2001
Lot Size	5.3 acres (230,868 sqft)
Owner	2 Individual Names on Record
Last Sale	$203,100 (Dec 2005)
Tax Bill	$5,002 (2025)
Deeds & Mortgages	Mar 2022 Refinance Oct 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:0002 L:0048=2`

Property Details

APN / Parcel Number

Primary APN	`M:0002 L:0048=2`
Alternative APNs	`NEWG M:0002 L:0048-2` `519`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	830 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Rustic
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	230,868 sqft (5.3 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	519
Street Address	38 HIDDEN HOLW
City	GRAY
State	ME
Zip	04039-7748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEASON
Legal Lot Number	48-2
Jurisdiction	NEW GLOUCESTER ME
Township / Civil Division	NEW GLOUCESTER
Census Block Group	1
Census Block	1033
Census Tract	11500

Owner

Source: Cumberland County and New Gloucester Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 HIDDEN HOLW, GRAY, ME 04039-7748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
Oct 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2005 · Amount on Record
Deed Sale	Dec 6, 2005 · Amount on Record
Deed Document Number	200589161
Deed Book / Page	23467 / 54
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW GLOUCESTER ME
Property Address	38 HIDDEN HOLW, GRAY, ME 04039-7748
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0392290050
Date	Mar 4, 2022
Book Page	39229/50
Instrument	12258

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW GLOUCESTER ME
Property Address	38 HIDDEN HOLW, GRAY, ME 04039-7748
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0361020208
Date	Oct 24, 2019
Book Page	36102/208
Instrument	53878

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	157 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

Source: Cumberland County and New Gloucester Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	New Gloucester Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,002.00 (+8.24%)	$323,363 (-) Land $89,024 Building $234,339
2023	$4,621.00 (+3.56%)	$323,363 (-) Land $89,024 Building $234,339
2022	$4,462.00	$323,363 Land $89,024 Building $234,339

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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