38 Hermon Hts, Hermon (Bangor), ME 04401 Property Records

Penobscot County and Hermon Town property record for 38 Hermon Hts, Hermon, ME 04401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,888 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$243,400 (Jun 2019)
Tax Bill	$4,989 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HERM M:025 B:099 L:000`

Property Details

APN / Parcel Number

Primary APN	`HERM M:025 B:099 L:000`
Alternative APN	`2346`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,888 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2346
Street Address	38 HERMON HTS
City	HERMON
State	ME
Zip	04401-0200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Subdivision	HERMON HLNDS ROUTE 2-HERMON
Legal Block	99
Jurisdiction	HERMON ME
Township / Civil Division	HERMON
Census Block Group	2
Census Block	2012
Census Tract	10000

Owner

38 Hermon Hts is owned and occupied by two individuals who bought it in June 2019.

Source: Penobscot County and Hermon Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 HERMON HTS, HERMON, ME 04401-0200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Line of Credit SEABOARD FEDERAL CREDIT UNION
Apr 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jun 25, 2019	Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2019 · Amount on File
Deed Sale	Jun 25, 2019 · Amount on File
Prior Sale	Aug 5, 2014 · Amount on File
Deed Document Number	201918275
Deed Book / Page	15188 / 191
Prior Transfer Date	Jun 8, 2019
Prior Transfer Doc	0151880191
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	38 HERMON HTS, HERMON, ME 04401-0200
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0160770019
Date	Jun 24, 2021
Book Page	16077/19
Instrument	20968

Lender

Name	SEABOARD FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	38 HERMON HTS, HERMON, ME 04401-0200
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0159610027
Date	Apr 2, 2021
Book Page	15961/27
Instrument	10145

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERMON ME
Recording Date	Jun 25, 2019
Property Address	38 HERMON HTS, HERMON, ME 04401-0200
Document Number	0151880191
Book / Page	015188 / 000191
Instrument Date	Jun 8, 2019
Instrument	18275
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38 HERMON HTS HERMON ME 044010200, HERMON, ME 04401-0200

Mortgage

Document Number	151880194
Date	Jun 25, 2019
Book Page	015188/000194
Instrument	18276

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 38 Hermon Hts was $4,989, up 21.8% from the year before.

Source: Penobscot County and Hermon Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hermon Town
Unified School District	Hermon (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,989.00 (+21.8%)	$421,000 (+12.03%) Land $81,600 Building $339,400
2024	$4,096.00 (+5.84%)	$375,800 (+14.09%) Land $72,700 Building $303,100
2023	$3,870.00 (+10.95%)	$329,400 (+12.38%) Land $67,700 Building $261,700
2022	$3,488.00	$293,100 Land $60,200 Building $232,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 38 Hermon Hts in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1993–2007)
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Hermon Hts is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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