38 Heritage Rd, Sutton, MA 01590 Property Records

Worcester County and Sutton Town property record for 38 Heritage Rd, Sutton, MA 01590

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,176 sqft · built 1970
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on Record
Last Sale$124,900 (May 1994)
Tax Bill$4,421 (2026)
Deeds & MortgagesAug 2021 Line of Credit
Oct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNSUTT M:0005 P:58

Property Details

APN / Parcel Number

Primary APNSUTT M:0005 P:58

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,176 sqft Living Area
Gross Area2,602 sqft
1st Floor Area1,176 sqft
Basement Area1,176 sqft
Unfinished Basement1,176 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialCombination
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)
Pool TypeIn-Ground Pool
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address38 HERITAGE RD
CitySUTTON
StateMA
Zip01590-3026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
JurisdictionSUTTON MA
Township / Civil DivisionSUTTON
Census Block Group2
Census Block2011
Census Tract751101

Owner

Source: Worcester County and Sutton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address38 HERITAGE RD, SUTTON, MA 01590-3026
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2021Deed of Trust, Mortgage · Line of Credit
FIDELITY COOPERATIVE BANK
Oct 25, 2017Deed of Trust, Mortgage · Line of Credit
FIDELITY COOPERATIVE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 13, 1994 · Amount on Record
Deed SaleMay 13, 1994 · Amount on Record
Deed Book / Page16283 / 282
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUTTON MA
Property Address38 HERITAGE RD, SUTTON, MA 01590-3026
Transaction TypeMortgage
Record UpdatedSep 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number65869-197
DateAug 19, 2021
Book Page65869/197
Instrument116421
Lender
NameFIDELITY COOPERATIVE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueSep 1, 2041
Interest
Rate TypeAdjustable Rate

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUTTON MA
Property Address38 HERITAGE RD, SUTTON, MA 01590-3026
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number57933-333
DateOct 25, 2017
Book Page57933/333
Instrument118498
Lender
NameFIDELITY COOPERATIVE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 1, 2037

Tax Assessment & Valuation

Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSutton Town
Unified School DistrictSutton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,421.00 (+0.96%)$382,800 (+5.08%) Land $164,900 Building $217,900$418,095 (-4.31%)
2025$4,379.00 (+0.9%)$364,300 (+6.43%) Land $151,800 Building $212,500$436,905 (+0.92%)
2024$4,340.00 (+17.97%)$342,300 (+28.88%) Land $130,700 Building $211,600$432,915
2023$3,679.00$265,600 Land $114,200 Building $151,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880

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