38 Heald St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 38 Heald St, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,253 sqft · built 1870
Lot Size	0.624 acres (27,168 sqft)
Owner	2 Individual Names on File
Last Sale	$399,900 (Dec 2023)
Tax Bill	$5,043 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0020 B:0024 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0020 B:0024 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,253 sqft Living Area
Gross Area	2,489 sqft
1st Floor Area	624 sqft
Basement Area	179 sqft
Unfinished Basement	179 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,168 sqft (0.624 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	38 HEALD ST
City	PEPPERELL
State	MA
Zip	01463-1233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Block	24
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	3
Census Block	3000
Census Tract	327103

Owner

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 HEALD ST, PEPPERELL, MA 01463-1233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC
Jul 30, 2018	Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MTG SVCS
Jan 16, 2018	Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 7, 2023 · Amount on Record
Deed Sale	Dec 7, 2023 · Amount on Record
Prior Sale	Jul 30, 2018 · Amount on Record
Deed Book / Page	82286 / 30
Record Updated	Sep 20, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Dec 7, 2023
Property Address	38 HEALD ST, PEPPERELL, MA 01463-1233
Document Number	0082286-30
Book / Page	82286 / 30
Instrument Date	Dec 7, 2023
Instrument	139710
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38 HEALD ST, PEPPERELL, MA 01463-1233

Mortgage

Document Number	0000139711
Date	Dec 7, 2023
Instrument	139711

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Jul 30, 2018
Property Address	38 HEALD ST, PEPPERELL, MA 01463-1233
Document Number	71394-572
Book / Page	71394 / 572
Instrument	114671
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$35.98
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38 HEALD ST, PEPPERELL, MA 01463-1233

Mortgage

Document Number	713940575
Date	Jul 30, 2018
Instrument	71394/0575

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

January 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	PEPPERELL MA
Recording Date	Jan 16, 2018
Property Address	38 HEALD ST, PEPPERELL, MA 01463-1233
Document Number	70515-516
Book / Page	070515 / 000516
Instrument Date	Jan 8, 2018
Instrument	7131
Transaction Type	Foreclosure
Record Updated	Feb 6, 2018

Transaction

Amount	Amount Recorded
Tax	$711.34
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8200 JONES BRANCH DR MCLEAN VA 221023107, MCLEAN, VA 22102-3107

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,043.00 (+11.57%)	$344,700 (+9.43%) Land $147,500 Building $197,200	$429,590 (+15.8%)
2024	$4,520.00 (+2.36%)	$315,000 (+7.99%) Land $134,700 Building $180,300	$370,975
2023	$4,416.00	$291,700 Land $121,900 Building $169,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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