Kent County property record for 38 Hatteras Dr, Dover, DE 19904
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,458 sqft · built 2004 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Jan 2023) |
| Tax Bill | $3,117 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage Jan 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-00-037.03-03-15.00-000 |
| Primary APN | 4-00-037.03-03-15.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,458 sqft Living Area |
| Basement Area | 1,359 sqft |
| Unfinished Basement | 1,359 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 167 ft deep x 86 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Finished |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 146 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 78005 |
|---|---|
| Street Address | 38 HATTERAS DR |
| City | DOVER |
| State | DE |
| Zip | 19904-3878 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AC |
| Legal Description | LAKESHORE VILLAGE, LOT #408 38 HATTERAS DRIVE |
| Legal Subdivision | LAKESHORE VILLAGE |
| Legal Lot Number | 408 |
| Jurisdiction | KENT DE |
| Township / Civil Division | SMYRNA |
| Census Block Group | 1 |
| Census Block | 1103 |
| Census Tract | 40206 |
Source: Kent County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 HATTERAS DR, DOVER, DE 19904-3878 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 9, 2023 | Deed, Transfer · FHA Mortgage HUNTINGDON VALLEY BANK |
| Sep 13, 2021 | Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 5, 2017 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2023 · Amount on Record |
| Deed Sale | Jan 9, 2023 · Amount on Record |
| Prior Sale | Sep 13, 2021 · Amount on Record |
| Deed Document Number | 2023467057 |
| Deed Book / Page | 12319 / 273 |
| Prior Transfer Date | Jun 24, 2013 |
| Prior Transfer Doc | 0000237284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 38 HATTERAS DR, DOVER, DE 19904-3878 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 38 HATTERAS DR, DOVER, DE 19904-3878 |
| Document Number | 0000482705 |
|---|---|
| Date | Oct 13, 2023 |
| Book Page | 12712/161 |
| Instrument | 2023-482705 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 1, 2063 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jan 9, 2023 |
| Property Address | 38 HATTERAS DR, DOVER, DE 19904-3878 |
| Document Number | 0000467057 |
| Book / Page | 12319 / 273 |
| Map Reference | MB 58 PG 79 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 2023-467057 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 HATTERAS DR, DOVER, DE 19904-3878 |
| Investor | Possibly a Property Investor |
| Document Number | 0000467058 |
|---|---|
| Date | Jan 9, 2023 |
| Instrument | 2023-467058 |
| Name | HUNTINGDON VALLEY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Number | 0000467059 |
|---|---|
| Date | Jan 9, 2023 |
| Book Page | 12319/302 |
| Instrument | 2023-467059 |
| Name | DELAWARE STATE HOUSING AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | WILMINGTON, DE 19801 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Sep 13, 2021 |
| Property Address | 38 HATTERAS DR, DOVER, DE 19904-3878 |
| Document Number | 0000429630 |
| Book / Page | 11372 / 317 |
| Map Reference | MB 58 PG 79 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 2021-429630 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 145 MAPLEWOOD COURT, FEERRY, WV 23425 |
| Name | Verified Name |
|---|---|
| Address | 38 HATTERAS DR, DOVER, DE 19904-3878 |
| Document Number | 0000429631 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021-429631 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 38 HATTERAS DR, DOVER, DE 19904-3878 |
| Document Number | 0000316700 |
| Book / Page | 008571 / 000129 |
| Instrument Date | Apr 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 38 HATTERAS DR DOVER DE 199043878, DOVER, DE 19904-3878 |
| Document Number | 0000316700 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 008571/000129 |
| Instrument | 316700 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 9, 2047 |
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Unified School District | Capital School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,117.00 (+5.38%) | $416,600 (-) Land $100,100 Building $316,500 |
| 2025 | $2,958.00 (+38.03%) | $416,600 (+629.6%) Land $100,100 Building $316,500 |
| 2023 | $2,143.00 | $57,100 Land $4,700 Building $52,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 84% of Delaware |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRISON LAKE PUMP DISTRICT private · serves 17,148 people · EPA ID DE0000004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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