38 Harrison Ave, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 38 Harrison Ave, Gloucester, MA 01930 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1987
Lot Size	0.112 acres (4,858 sqft)
Owner	Individual Name on File
Last Sale	$122,000 (May 1992)
Tax Bill	$4,306 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0048 B:0067 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0048 B:0067 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	2,024 sqft
1st Floor Area	864 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,858 sqft (0.112 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	38 HARRISON AVE
City	GLOUCESTER
State	MA
Zip	01930-1804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CAROLYN E GERRIOR
Legal Block	67
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3002
Census Tract	221300

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0048 B:0067 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	38 HARRISON AVE, GLOUCESTER, MA 01930-1804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 08, 1992 · Amount on Record
Deed Sale	May 08, 1992 · Amount on Record
Deed Book / Page	11282 / 58
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	38 HARRISON AVE, GLOUCESTER, MA 01930-1804
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040713-454
Date	Feb 09, 2022
Book Page	40713/454
Instrument	20220209000190

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 01, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,306.00 (+2.62%)	$443,000 (+2.74%) Land $149,000 Building $294,000
2024	$4,196.00 (-0.59%)	$431,200 (+8.18%) Land $141,900 Building $289,300	$519,270
2023	$4,221.00	$398,600 Land $126,700 Building $271,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092213003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 76 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	115 units insured 39 under condo master policies
Nearby Flood Claims	24 (1978–2024)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Jan 2024, rainfall accumulation
Claims By Storm	Severe Winter Storm And Flooding, Mar 2018 · 7 claims Coastal Storm, Oct 1991 · 6 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 167 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.