38 Harmony Blvd, Surrey, ND 58785 Property Records

Ward County property record for 38 Harmony Blvd, Surrey, ND 58785

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,108 sqft · built 2014
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$454,000 (May 2026)
Tax Bill	$1,642 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Mortgage + 5 more
APN	`SY180510001450`

Property Details

APN / Parcel Number

Primary APN	`SY180510001450`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,108 sqft Living Area
Basement Area	1,166 sqft
Unfinished Basement	1,166 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	868 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	38 HARMONY BLVD
City	SURREY
State	ND
Zip	58785-5000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB: SY18051REPLAT OF SILVER SPRINGS ADDN LOT 145 SURREY
Legal Subdivision	SILVER SPRINGS ADDN
Legal Lot Number	145
Jurisdiction	WARD ND
Township / Civil Division	SURREY
Census Block Group	2
Census Block	2047
Census Tract	10800

Owner

38 Harmony Blvd is owned and occupied by two individuals who bought it in May 2026.

Source: Ward County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 HARMONY BLVD, SURREY, ND 58785-5000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK
Sep 13, 2019	Deed of Trust, Mortgage · VA Mortgage TOWN & COUNTRY CU
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNATIONAL BANK & TRUST
May 20, 2025	Deed of Trust, Mortgage · Line of Credit GATE CITY BANK
May 19, 2026	Warranty Deed, Transfer · Conventional Mortgage NETX MORTGAGE LLC
May 24, 2018	Warranty Deed, Transfer · VA Mortgage TOWN & COUNTRY CU
Feb 18, 2015	Warranty Deed, Transfer · Conventional Mortgage TOWN & COUNTRY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2026 · Amount on File
Deed Sale	May 19, 2026 · Amount on File
Prior Sale	May 24, 2018 · Amount on File
Deed Document Number	20263100528
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARD ND
Property Address	38 HARMONY BLVD, SURREY, ND 58785-5000
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003046952
Date	Dec 21, 2020
Instrument	3046952

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARD ND
Property Address	38 HARMONY BLVD, SURREY, ND 58785-5000
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003031442
Date	Sep 13, 2019
Instrument	3031442

Lender

Name	TOWN & COUNTRY CU
Type	Credit Union
Address	MINOT, ND 58701

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARD ND
Property Address	38 HARMONY BLVD, SURREY, ND 58785-5000
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003057096
Date	Sep 20, 2021
Instrument	3057096

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank
Address	MINOT, ND 58703

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARD ND
Property Address	38 HARMONY BLVD, SURREY, ND 58785-5000
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003091128
Date	May 20, 2025
Instrument	3091128

Lender

Name	GATE CITY BANK
Type	Bank
Address	MINOT, ND 58701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Apr 23, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARD ND
Recording Date	May 19, 2026
Property Address	38 HARMONY BLVD, SURREY, ND 58785-5000
Document Number	0003100528
Instrument Date	May 18, 2026
Instrument	20263100528
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38 HARMONY BLVD, SURREY, ND 58785-5000

Mortgage

Document Number	0003100529,
Date	May 19, 2026
Instrument	20263100529

Lender

Name	NETX MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARD ND
Recording Date	May 24, 2018
Property Address	38 HARMONY BLVD, SURREY, ND 58785-5000
Document Number	0003018730
Instrument Date	May 23, 2018
Instrument	3018730
Transaction Type	Transfer
Record Updated	Jun 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 HARMONY BLVD, SURREY, ND 58785-5000

Mortgage

Document Number	0003018731
Date	May 24, 2018
Instrument	3018731

Lender

Name	TOWN & COUNTRY CU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

February 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARD ND
Recording Date	Feb 18, 2015
Property Address	38 HARMONY BLVD, SURREY, ND 58785-5000
Document Number	0002982979
Instrument Date	Feb 17, 2015
Instrument	2982979
Transaction Type	Transfer
Record Updated	Jun 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38 HARMONY BLVD, SURREY, ND 58785-5000

Mortgage

Document Number	0002982980
Date	Feb 18, 2015
Instrument	2982980

Lender

Name	TOWN & COUNTRY CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 38 Harmony Blvd was $1,642 with exemptions applied.

Source: Ward County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Ward County
Municipality	Surrey City
Unified School District	Surrey Public School District 41 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,642.00 Homeowner's exemption Veteran's exemption	$202,000 Land $16,500 Building $185,500	$404,000 Land $33,000 Building $371,000
2023	$3,328.00 Homeowner's exemption Veteran's exemption	$192,000 Land $16,500 Building $175,500	$384,000 Land $33,000 Building $351,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 38 Harmony Blvd; there have been 5 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1986–2011)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2011 · Flooding
Claims by Event	Flooding, Jun 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Harmony Blvd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 93% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PRAIRIE RWD-SYSTEM 1&2 private · serves 7,748 people · EPA ID ND5101125
Water Source	Purchased groundwater from NORTHWESTERN AREA WATER SUPPLY
Last State Inspection	Jun 2023
Also Mapped Here	NORTH PRAIRIE RWD-SYSTEM III, NORTH PRAIRIE RWD SYSTEM IV
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SRT Fiber	2,000 / 2,000
Midco Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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