38 Harding Ter, Newark, NJ 07112 Property Records

Essex County and Newark City property record for 38 Harding Ter, Newark, NJ 07112

Property Summary

Property Type	Single Family Home
Details	4,474 sqft · built 1922
Lot Size	0.104 acres (4,513 sqft)
Owner	Company Name on File
Last Sale	$180,000 (Feb 2020)
Tax Bill	$7,758 (2025)
Deeds & Mortgages	Feb 2020 Sale & Construction Loan Jan 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-03660-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`14-03660-0000-00027`
Alternative APN	`140366000027`

Interior

Stories	2 Stories
Building Area	4,474 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Construction Type	Frame
Lot Area	4,513 sqft (0.104 acres)
Lot Dimensions	122 ft deep x 37 ft wide

Location & Zoning

Old Parcel Number	140366000027
Street Address	38 HARDING TER
City	NEWARK
State	NJ
Zip	07112-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	37X122 AVG.
Legal Block	3660
Legal Lot Number	27
Jurisdiction	ESSEX NJ
Township / Civil Division	NEWARK
Census Block Group	3
Census Block	3006
Census Tract	4900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Weequahic Park Historic District listed 2003 · 944 contributing resources · NRIS 03000013

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

38 Harding Ter is owned by a company that bought it in February 2020.

Source: Essex County and Newark City records, as of July 2, 2026

Owner of Record	Company Name on File
Mailing Address	2 E STEMMER LN, SUFFERN, NY 10901-4305
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2020	Grant Deed, Construction Loan · Construction Mortgage LOAN FUNDER LLC SERIES 10636
Jan 28, 2020	Grant Deed, Transfer INVESTORS FIRST TITLE AGENCY, INVESTORS FIRST TITLE AGCY
Apr 20, 2018	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2020 · Amount on File
Deed Sale	Feb 11, 2020 · Amount on File
Prior Sale	Mar 7, 1989 · Amount on File
Deed Document Number	202016269
Record Updated	Oct 29, 2026

February 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 11, 2020
Property Address	38 HARDING TER, NEWARK, NJ 07112-2006
Document Number	0000016269
Instrument Date	Dec 15, 2019
Instrument	16269
Transaction Type	Construction Loan
Record Updated	Mar 9, 2020
Title Company	INVESTORS FIRST TITLE AGENCY, INVESTORS FIRST TITLE AGCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2 E STEMMER LN SUFFERN NY 109014305, SUFFERN, NY 10901-4305

Mortgage

Document Number	16270
Date	Feb 11, 2020
Instrument	16270

Lender

Name	LOAN FUNDER LLC SERIES 10636
Address	645 MADISON AVE # 19TH, NEW YORK, NY 10022-1010

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 28, 2020
Property Address	38 HARDING TER, NEWARK, NJ 07112-2006
Document Number	0000009946
Instrument Date	Oct 30, 2019
Instrument	9946
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	INVESTORS FIRST TITLE AGENCY, INVESTORS FIRST TITLE AGCY

Transaction

Amount	Amount on Record
Tax	$149.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25 MEADOW AVE MONMOUTH BEACH NJ 077501062, MONMOUTH BEACH, NJ 07750-1062

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 20, 2018
Property Address	38 HARDING TER, NEWARK, NJ 07112-2006
Document Number	0000034108
Instrument Date	Dec 9, 2017
Instrument	34108
Transaction Type	Foreclosure
Record Updated	Jul 22, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.10
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

Tax Assessment & Valuation

The 2025 property tax bill for 38 Harding Ter was $7,758, up 5.2% from the year before.

Source: Essex County and Newark City assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Newark City
Unified School District	Newark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,000 (-) Land $31,300 Building $162,700	$194,000 (-) Land $31,300 Building $162,700
2025	$7,758.00 (+5.16%)	$194,000 Land $31,300 Building $162,700	$194,000 Land $31,300 Building $162,700
2024	$7,377.00
2023		$194,000 Land $31,300 Building $162,700	$194,000 Land $31,300 Building $162,700
2022	$7,247.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Harding Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 38 Harding Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK WATER DEPARTMENT serves 294,274 people · EPA ID NJ0714001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2020 Treatment failure resolved · Sep 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead public education Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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