Bergen County and Garfield City property record for 38 Harding Ct, Garfield, NJ 07026
| Property Type | Single Family Home |
|---|---|
| Details | 2,563 sqft · built 1925 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Company Name on File |
| Tax Bill | $11,084 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00138-0000-00020 |
| Primary APN | 21-00138-0000-00020 |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,563 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 003669 |
|---|---|
| Street Address | 38 HARDING CT |
| City | GARFIELD |
| State | NJ |
| Zip | 07026-2209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 5000 SF |
| Legal Subdivision | CORNELIUS J ELGERSMA OUTWATER |
| Legal Block | 138 |
| Legal Lot Number | 20 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 21102 |
38 Harding Ct is owned by a company that acquired it in May 2003.
Source: Bergen County and Garfield City records, as of June 29, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 38 HARDING CT, GARFIELD, NJ 07026-2209 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2003 |
| Deed Sale | May 1, 2003 |
| Prior Sale | Jan 13, 2000 · Amount on File |
| Deed Book / Page | 8572 / 655 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 38 Harding Ct was $11,084, up 4.3% from the year before.
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $318,600 (-) Land $130,000 Building $188,600 | $318,600 (-) Land $130,000 Building $188,600 | |
| 2025 | $11,084.00 (+4.26%) | $318,600 Land $130,000 Building $188,600 | $318,600 Land $130,000 Building $188,600 |
| 2024 | $10,631.00 | ||
| 2023 | $318,600 Land $130,000 Building $188,600 | $318,600 Land $130,000 Building $188,600 | |
| 2022 | $9,937.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Harding Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 38 Harding Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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