Bartow County property record for 38 Harbor Ln, White, GA 30184
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,696 sqft · built 1998 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $112,000 (Sep 2011) |
| Tax Bill | $2,898 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Aug 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0089C-0002-013 |
| Primary APN | 0089C-0002-013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,696 sqft Heated Area |
| Gross Area | 3,728 sqft |
| 1st Floor Area | 1,696 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Split Foyer |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,829 sqft (0.57 acres) |
| Garage Area | 950 sqft |
| Porch | Porch |
| Porch Area | 24 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 21794 |
|---|---|
| Street Address | 38 HARBOR LN |
| City | WHITE |
| State | GA |
| Zip | 30184-2768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT53 NORTH HAMPTON II LL315 LD5 |
| Legal Subdivision | NORTH HAMPTON |
| Legal Lot Number | 53 |
| Jurisdiction | BARTOW GA |
| Township / Civil Division | WHITE-PINE LOG |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 960103 |
38 Harbor Ln is owned and occupied by two individuals who acquired it in August 2022.
Source: Bartow County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 HARBOR LN, WHITE, GA 30184-2768 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2022 | Deed of Trust, Mortgage · Line of Credit ITHINK FINANCIAL CREDIT UNION |
| Aug 4, 2022 | Warranty Deed, Transfer |
| Aug 6, 2020 | Deed of Trust, Mortgage · FHA Mortgage ANGEL OAK HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2011 · Amount on File |
| Deed Sale | Sep 30, 2011 · Amount on File |
| Prior Sale | Sep 30, 2011 · Amount on File |
| Deed Book / Page | 2495 / 708 |
| Last Transfer Date | Aug 4, 2022 |
| Transfer Doc | 0034870671 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARTOW GA |
| Property Address | 38 HARBOR LN, WHITE, GA 30184-2768 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 38 HARBOR LN, WHITE, GA 30184-2768 |
| Document Number | 0035130000000418 |
|---|---|
| Date | Nov 18, 2022 |
| Book Page | 0000003513/0000000418 |
| Instrument | 017738 |
| Name | ITHINK FINANCIAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BARTOW GA |
| Recording Date | Aug 4, 2022 |
| Property Address | 38 HARBOR LN, WHITE, GA 30184-2768 |
| Document Number | 0034870671 |
| Book / Page | 3487 / 671 |
| Instrument Date | Aug 4, 2022 |
| Instrument | 2022-004068 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 HARBOR LN, WHITE, GA 30184-2768 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARTOW GA |
| Property Address | 38 HARBOR LN, WHITE, GA 30184-2768 |
| Document Number | 0032200196 |
| Instrument Date | Aug 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | PROGRESSIVE LAND TITLE AGENCY LI, PROGRESSIVE LAND TITLE AGCY LI |
| Name | Verified Name |
|---|---|
| Address | 38 HARBOR LN WHITE GA 301842768, WHITE, GA 30184-2768 |
| Document Number | 0032200196 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 003220/000196 |
| Instrument | 11602 |
| Name | ANGEL OAK HM LOANS |
|---|---|
| Address | ATLANTA, GA 30328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 12, 2050 |
The 2025 property tax bill for 38 Harbor Ln was $2,898 with a homeowner's exemption.
Source: Bartow County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Bartow County |
| Unified School District | Bartow County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,898.00 Homeowner's exemption | $135,532 (-5.89%) Land $22,896 Building $112,636 | $338,829 (-5.89%) Land $57,240 Building $281,589 |
| 2024 | $2,898.00 (+9.94%) Homeowner's exemption | $144,010 (+8.7%) Land $22,896 Building $121,114 | $360,024 (+8.7%) Land $57,240 Building $302,784 |
| 2023 | $2,636.00 (-0.23%) Homeowner's exemption | $132,482 (+27.31%) Land $22,896 Building $109,586 | $331,206 (+27.31%) Land $57,240 Building $273,966 |
| 2022 | $2,642.00 | $104,062 Land $14,400 Building $89,662 | $260,154 Land $36,000 Building $224,154 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Harbor Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 24, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 38 Harbor Ln is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 61% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BARTOW COUNTY serves 70,243 people · EPA ID GA0150001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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