38 Harbor Hill Dr, Buzzards Bay, MA 02532 Property Records

Barnstable County and Bourne Town property record for 38 Harbor Hill Dr, Buzzards Bay, MA 02532

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,255 sqft · built 1994
Lot Size	21.6 acres (942,638 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Feb 2018)
Tax Bill	$3,174 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:31.0 P:30 E:38`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:31.0 P:30 E:38`
Alternative APNs	`M:031.0 P:030.38 D:01` `6672`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,255 sqft Living Area
Gross Area	2,324 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2012
Architectural Style	Other
Construction Type	Frame
Lot Area	942,638 sqft (21.6 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	6672
Street Address	38 HARBOR HILL DR
City	BUZZARDS BAY
State	MA
Zip	02532-3868
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	3
Census Block	3015
Census Tract	13900

Owner

38 Harbor Hill Dr, a condominium, is owned and occupied by two individuals who bought it in February 2018.

Source: Barnstable County and Bourne Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 HARBOR HILL DR, BUZZARDS BAY, MA 02532-3868
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 23, 2018	Quit Claim Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2018 · Amount on File
Deed Sale	Feb 23, 2018 · Amount on File
Prior Sale	Jun 17, 2015 · Amount on File
Deed Book / Page	31100 / 185
Transfer Doc	031100-185
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	38 HARBOR HILL DR, BOURNE, MA 02532-3868
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035955-127
Date	Aug 25, 2023
Book Page	35955/127
Instrument	33665

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Feb 23, 2018
Property Address	38 HARBOR HILL DR, BOURNE, MA 02532-3868
Document Number	31100-185
Book / Page	031100 / 000185
Instrument Date	Feb 8, 2018
Instrument	8767
Transaction Type	Transfer
Record Updated	Mar 13, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,396.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 HARBOR HILL DR #38 BOURNE MA 025323868, 38, BOURNE, MA 02532-3868

Mortgage

Document Number	31100-188
Date	Feb 23, 2018
Book Page	031100/000188
Instrument	8768

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 38 Harbor Hill Dr was $3,174, up 5.1% from the year before.

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,174.00 (+5.13%)	$406,400 (+7.97%) Building $406,400	$382,565
2024	$3,019.00 (+2.9%)	$376,400 (+13.03%) Building $376,400
2023	$2,934.00	$333,000 Building $333,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Harbor Hill Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	4 (1987–2010)
Most Recent Claim	Apr 2010 · rainfall accumulation
Claims by Event	Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Harbor Hill Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOURNE WATER DISTRICT serves 22,500 people · EPA ID MA4036000
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	4 ppb (2025) action level 15 ppb
Copper	1.51 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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