38 Hancock St, Lambertville, NJ 08530 Property Records

Hunterdon County and Lambertville City property record for 38 Hancock St, Lambertville, NJ 08530

Property Summary

Property TypeSingle Family Home
Details1,080 sqft · built 1938
Lot Size0.072 acres (3,123 sqft)
Owner2 Individual Names on File
Tax Bill$5,909 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Jan 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN17-01087-0000-00012

Property Details

APN / Parcel Number

Primary APN17-01087-0000-00012
Alternative APN
  • 170108700012

Interior

Stories2 Stories
Building Area1,080 sqft Living Area

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Construction TypeFrame
Lot Area3,123 sqft (0.072 acres)
Lot Dimensions125 ft deep x 25 ft wide

Location & Zoning

Street Address38 HANCOCK ST
CityLAMBERTVILLE
StateNJ
Zip08530-2302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePRD
Legal SubdivisionLAMBERTVILLE LAND ASSN
Legal Block1087
Legal Lot Number12
JurisdictionHUNTERDON NJ
Township / Civil DivisionLAMBERTVILLE
Census Block Group2
Census Block2014
Census Tract11900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lambertville Historic District
listed 1983 · 682 contributing resources · NRIS 83001602

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

38 Hancock St is owned by two individuals who acquired it in September 2020.

Source: Hunterdon County and Lambertville City records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address44 ELM ST, LAMBERTVILLE, NJ 08530-1511
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2022Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Jan 19, 2022Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 21, 2020Quit Claim Deed, Transfer
ALLIED TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 7, 1989
Deed SaleDec 7, 1989
Deed Book / Page1035 / 1073
Last Transfer DateSep 14, 2020
Transfer Doc0000234170
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNTERDON NJ
Property Address38 HANCOCK ST, LAMBERTVILLE, NJ 08530-2302
Transaction TypeMortgage
Record UpdatedNov 4, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number20221019000221220
DateOct 19, 2022
Book Page4497/867
Instrument20221019000221220
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionHUNTERDON NJ
Recording DateJan 19, 2022
Property Address38 HANCOCK ST, LAMBERTVILLE, NJ 08530-2302
Document Number20220119000014530
Book / Page2557 / 541
Instrument DateJan 6, 2022
Instrument20220119000014530
Transaction TypeTransfer
Record UpdatedNov 4, 2025
Title CompanyTOHICKON SETTLEMENT SERVICES INC, TOHICKON SETTLEMENT SVCS INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,091.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address36 HANCOCK ST, LAMBERTVILLE, NJ 08530-2302

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 ELM ST, LAMBERTVILLE, NJ 08530-1511

Mortgage

Document Number20220119000014540
DateJan 19, 2022
Instrument20220119000014540
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHUNTERDON NJ
Recording DateOct 21, 2020
Property Address38 HANCOCK ST, LAMBERTVILLE, NJ 08530-2302
Document Number0000234170
Book / Page002512 / 000379
Instrument DateSep 14, 2020
Instrument234170
Transaction TypeTransfer
Record UpdatedFeb 19, 2021
Title CompanyALLIED TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 LYTLE ST PRINCETON NJ 085423116, PRINCETON, NJ 08542-3116

Tax Assessment & Valuation

The 2025 property tax bill for 38 Hancock St was $5,909, up 0.4% from the year before.

Source: Hunterdon County and Lambertville City assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyHunterdon County
MunicipalityLambertville City
Unified School DistrictSouth Hunterdon Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$291,900 (+11.8%) Land $201,800 Building $90,100$291,900 (+11.8%) Land $201,800 Building $90,100
2025$5,909.00 (+0.42%)$261,100 Land $171,800 Building $89,300$261,100 Land $171,800 Building $89,300
2024$5,884.00
2023$248,800 Land $161,800 Building $87,000$248,800 Land $161,800 Building $87,000
2022$5,747.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Hancock St in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims21 (1996–2023)
Claims Outside the SFHA17 of 21
Most Recent ClaimJul 2023 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 12 claims
  • Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Hancock St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY LAMBERTVILLE
private · serves 3,960 people · EPA ID NJ1017001
Water SourceSurface water
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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