38 Hallmark Dr, Spring Lake, NC 28390 Property Records

Harnett County property record for 38 Hallmark Dr, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,340 sqft · built 1993
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Dec 2023)
Tax Bill	$1,902 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1500060872`

Property Details

APN / Parcel Number

Primary APN	`1500060872`
Alternative APNs	`010535 0100 48` `1400008306`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,340 sqft Heated Area
1st Floor Area	1,340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Garage Area	325 sqft
Porch	Porch
Porch Area	48 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1500060872
Street Address	38 HALLMARK DR
City	SPRING LAKE
State	NC
Zip	28390-7630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20M
Legal Description	LT#4 OVERHILLS CRK SEC#1 PC#F/144-D
Legal Subdivision	OVERHILLS CREEK
Legal Lot Number	4
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2042
Census Tract	71204

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 HALLMARK DR, SPRING LAKE, NC 28390-7630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 19, 2023	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 14, 2023	Warranty Deed, Transfer
Jul 30, 2018	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Jun 12, 2018	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2023 · Amount on Record
Deed Sale	Dec 19, 2023 · Amount on Record
Prior Sale	Aug 14, 2023 · Amount on Record
Deed Document Number	202321095
Deed Book / Page	4217 / 2446
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	38 HALLMARK DR, SPRING LAKE, NC 28390-7630
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6260 CARVER OAKS DR 714, 714, FAYETTEVILLE, NC 28311-8954

Mortgage

Document Number	0000021096
Date	Dec 19, 2023
Book Page	4217/2448
Instrument	2023021096

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Dec 19, 2023
Property Address	38 HALLMARK DR, SPRING LAKE, NC 28390-7630
Document Number	0000021095
Book / Page	4217 / 2446
Map Reference	CAB F SL 144D
Instrument Date	Dec 13, 2023
Instrument	2023021095
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6506 DENTAL LN STE 201, 201, FAYETTEVILLE, NC 28314-0383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 HALLMARK DR, SPRING LAKE, NC 28390-7630

Mortgage

Document Number	0000021096
Date	Dec 19, 2023
Instrument	2023021096

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Aug 14, 2023
Property Address	38 HALLMARK DR, SPRING LAKE, NC 28390-7630
Document Number	0000013483
Book / Page	4203 / 2251
Map Reference	CAB F-144-D
Instrument Date	Aug 8, 2023
Instrument	2023013483
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Amount	Amount Recorded
Tax	$327.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2012 HARRINGTON RD, FAYETTEVILLE, NC 28306-3945

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6506 DENTAL LN, FAYETTEVILLE, NC 28314-0382

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARNETT NC
Property Address	38 HALLMARK DR, SPRING LAKE, NC 28390-7630
Document Number	0000012320
Instrument Date	Jul 30, 2018
Transaction Type	Mortgage
Record Updated	Sep 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 HALLMARK DR SPRING LAKE NC 283907630, SPRING LAKE, NC 28390-7630

Mortgage

Document Number	0000012320
Date	Aug 24, 2018
Book Page	003634/000191
Instrument	12320

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 23, 2033

Interest

Rate Type	Adjustable Rate
Rate	4.62%

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARNETT NC
Property Address	38 HALLMARK DR, SPRING LAKE, NC 28390-7630
Document Number	0000005779
Instrument Date	Jun 12, 2018
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 HALLMARK DR SPRING LAKE NC 283907630, SPRING LAKE, NC 28390-7630

Mortgage

Document Number	0000005779
Date	May 3, 2019
Book Page	003694/000696
Instrument	5779

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 2, 2034

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,902.00 (+58.5%)	$245,548 (+54.28%)	$245,548 (+54.28%) Land $30,770 Building $214,778
2023	$1,200.00	$159,155	$159,155 Land $43,650 Building $115,505

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	6 (2013–2018)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 80% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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