38 H Decker Rd, Deposit, NY 13754 Property Records

Broome County and Sanford Town property record for 38 H Decker Rd, Deposit, NY 13754

Property Summary

Property TypeSingle Family Home
Lot Size2.35 acres (102,366 sqft)
Owner2 Individual Names on File
Tax Bill$6,607 (2026)
Deeds & MortgagesOct 2021 Second Mortgage
Feb 2021 Mortgage
+ 1 more
APN034289 235.01-1-50.1

Property Details

APN / Parcel Number

Primary APN034289 235.01-1-50.1
Alternative APNs
  • 428923500100010500010000
  • 42235126112

Exterior

Lot Area102,366 sqft (2.35 acres)

Location & Zoning

Account Number42235126112
Street Address38 H DECKER RD
CityDEPOSIT
StateNY
Zip13754-4222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionWATTS TRACT
Legal Block1
Legal Lot Number50.001
JurisdictionBROOME NY
Township / Civil DivisionSANFORD
Census Block Group3
Census Block3075
Census Tract12400

Owner

38 H Decker Rd is owned and occupied by two individuals.

Source: Broome County and Sanford Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address38 H DECKER RD, DEPOSIT, NY 13754-4222
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
WAYNE BANK
Feb 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
WAYNE BANK
Jul 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
WAYNE COUNTY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBROOME NY
Property Address38 H DECKER RD, DEPOSIT, NY 13754-4222
Transaction TypeMortgage
Record UpdatedNov 2, 2023
Title CompanyTIGER ABSTRACT INC, TIGER ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 H DECKER RD, DEPOSIT, NY 13754-4222

Mortgage

Document Number004041/175
DateOct 4, 2021
Book Page4041/175
Instrument202100026777
Lender
NameWAYNE BANK
TypeBank
AddressHONESDALE, PA 18431
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term179 Months
DueSep 25, 2036

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBROOME NY
Property Address38 H DECKER RD, DEPOSIT, NY 13754-4222
Transaction TypeMortgage
Record UpdatedJun 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 H DECKER RD, DEPOSIT, NY 13754-4222

Mortgage

Document Number0039961101
DateFeb 9, 2021
Book Page3996/1101
Instrument202100003196
Lender
NameWAYNE BANK
TypeBank
AddressHONESDALE, PA 18431
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueFeb 1, 2041

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBROOME NY
Property Address38 H DECKER RD, DEPOSIT, NY 13754-4222
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039190149
DateJul 23, 2019
Book Page3919/149
Instrument201900020449
Lender
NameWAYNE COUNTY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 20, 2034
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 38 H Decker Rd was $6,607 with exemptions applied, up 5.6% from the year before.

Source: Broome County and Sanford Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyBroome County
County SubdivisionSanford Town
Unified School DistrictDeposit Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,607.00 (+5.64%) Homeowner's exemption Disabled Person's exemption Veteran's exemption
2025$6,254.00 (-0.3%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$143,000 Land $15,000 Building $128,000$347,100 Land $36,409 Building $310,691
2024$6,273.00
2023$143,000 Land $15,000 Building $128,000$310,870 Land $32,609 Building $278,261

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 38 H Decker Rd; there have been 14 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies5 in force
Nearby Flood Claims14 (2005–2011)
Claims Outside the SFHA7 of 14
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims
  • Severe Storms And Flooding, Jun 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 H Decker Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Adams CATV
Fiber
8,000 / 8,000
TDS Telecom
Fiber
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on H Decker Rd

Nearby Streets

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