38 Gulf Rd, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 38 Gulf Rd, Derry, NH 03038

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,125 sqft · built 1979
Lot Size	5.2 acres (226,512 sqft)
Owner	Individual Name on Record
Last Sale	$348,000 (Aug 2020)
Tax Bill	$7,925 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DERY M:4 B:68`

Property Details

APN / Parcel Number

Primary APN	`DERY M:4 B:68`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,125 sqft Living Area
Gross Area	3,023 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Cape Cod
Exterior Material	Logs
Roof Type	Gable
Roof Material	Asphalt
Lot Area	226,512 sqft (5.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	38 GULF RD
City	DERRY
State	NH
Zip	03038-5930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Block	68
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	3
Census Block	3001
Census Tract	3602

Owner

Source: Rockingham County and Derry Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 GULF RD, DERRY, NH 03038-5930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Warranty Deed, Transfer · Conventional with PMI CROSSCOUNTRY MTG
May 15, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Prior Sale	Oct 30, 1996 · Amount on Record
Deed Document Number	202044655
Deed Book / Page	6158 / 144
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Aug 28, 2020
Property Address	38 GULF RD, DERRY, NH 03038-5930
Document Number	0061580144
Book / Page	006158 / 000144
Instrument Date	Aug 28, 2020
Instrument	44655
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,220.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	487 RIVER RD TEWKSBURY MA 018761053, TEWKSBURY, MA 01876-1053

Mortgage

Document Number	61580146
Date	Aug 28, 2020
Book Page	006158/000146
Instrument	44656

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	38 GULF RD, DERRY, NH 03038-5930
Document Number	0059172354
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Sep 19, 2018
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38 GULF RD DERRY NH 030385930, DERRY, NH 03038-5930

Mortgage

Document Number	0059172354
Date	May 31, 2018
Book Page	005917/002354
Instrument	18020566

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

Tax Assessment & Valuation

Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,925.00 (+1.62%)	$417,300 (-) Land $221,900 Building $195,400
2024	$7,799.00 (+0.27%)	$417,300 (+10.95%) Land $221,900 Building $195,400
2023	$7,778.00 (+8.62%)	$376,100 (-) Land $188,600 Building $187,500	$483,835
2022	$7,161.00	$376,100 Land $188,600 Building $187,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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