38 Grove Rd, Cromwell, CT 06416 Property Records

Cromwell Town property record for 38 Grove Rd, Cromwell, CT 06416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,297 sqft · built 1949
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Oct 2017)
Tax Bill	$5,145 (2025)
Deeds & Mortgages	Aug 2023 Refinance Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-139`

Property Details

APN / Parcel Number

Primary APN	`48-139`
Alternative APNs	`CROM M:00131600` `M:48 B:15 L:139` `131600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,297 sqft Living Area
Gross Area	2,653 sqft
1st Floor Area	798 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	131600
Street Address	38 GROVE RD
City	CROMWELL
State	CT
Zip	06416-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Block	15
Legal Lot Number	139
Jurisdiction	CROMWELL CT
Township / Civil Division	CROMWELL
Census Block Group	1
Census Block	1000
Census Tract	570200

Owner

38 Grove Rd is owned and occupied by an individual who bought it in October 2017.

Source: Cromwell Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	38 GROVE RD, CROMWELL, CT 06416-1312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Oct 30, 2017	Deed, Transfer FARMINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2017 · Amount on File
Deed Sale	Oct 30, 2017 · Amount on File
Deed Book / Page	1605 / 302
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROMWELL CT
Property Address	38 GROVE RD, CROMWELL, CT 06416-1312
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001802-119
Date	Aug 23, 2023
Book Page	1802/119
Instrument	1391

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CROMWELL CT
Recording Date	Oct 30, 2017
Property Address	38 GROVE RD, CROMWELL, CT 06416-1312
Document Number	1605-302
Book / Page	1605 / 302
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47.83
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16050305
Date	Oct 30, 2017
Instrument	01605/0305

Lender

Name	FARMINGTON NATIONAL BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 38 Grove Rd was $5,145.

Source: Cromwell Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cromwell Town
Unified School District	Cromwell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,145.00	$167,090 Land $72,800 Building $94,290	$116,963 Land $50,960 Building $66,003
2024	$5,145.00 (+4.7%)
2023	$4,914.00 (+10.68%)	$167,090 (+25.43%) Land $72,800 Building $94,290
2022	$4,440.00	$133,210 Land $66,640 Building $66,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Grove Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Grove Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROMWELL FIRE DISTRICT WATER DEPARTMENT serves 14,316 people · EPA ID CT0330011
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications.

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