38 Gray St, Arlington, MA 02476 Property Records

Middlesex County and Arlington Town property record for 38 Gray St, Arlington, MA 02476 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	9 bd · 3.5 ba · 3,745 sqft · built 1902
Lot Size	0.467 acres (20,329 sqft)
Owner	2 Company Names on File
Last Sale	$2,388,000 (Jun 2024)
Tax Bill	$24,476 (2025)
Deeds & Mortgages	May 2025 Mortgage Apr 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`84599`

Property Details

APN / Parcel Number

Primary APN	`84599`
Alternative APN	`ARLI M:131.0 B:0003 L:0013`

Interior

Bedrooms	9 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	19 Rooms
Stories	2 Stories
Building Area	3,745 sqft Living Area
Gross Area	7,191 sqft
Basement Area	1,748 sqft
Unfinished Basement	1,748 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1902
Effective Year Built	Effective 2023
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	20,329 sqft (0.467 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	84599
Street Address	38 GRAY ST
City	ARLINGTON
State	MA
Zip	02476-6463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	13
Jurisdiction	ARLINGTON MA
Township / Civil Division	ARLINGTON
Census Block Group	3
Census Block	3002
Census Tract	356703

Owner

Source: Middlesex County and Arlington Town records · APN 84599

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	38 GRAY ST, ARLINGTON, MA 02476-6463
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 28, 2025	Deed of Trust, Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 21, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND
Sep 16, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Nov 15, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 18, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 28, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EAST CAMBRIDGE SAVINGS BANK
May 26, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 21, 2024 · Amount on Record
Deed Sale	Jun 21, 2024 · Amount on Record
Prior Sale	Jul 28, 2022 · Amount on Record
Deed Book / Page	82918 / 529
Prior Transfer Date	Sep 18, 2023
Prior Transfer Doc	0082008-70
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	38 GRAY ST, ARLINGTON, MA 02476-6463
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084142-64
Date	May 28, 2025
Book Page	84142/64
Instrument	58098

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2055

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	38 GRAY ST, ARLINGTON, MA 02476-6463
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081446-591
Date	Apr 21, 2023
Book Page	81446/591
Instrument	39830

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 01, 2048

Interest

Rate Type	Adjustable Rate

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	38 GRAY ST, ARLINGTON, MA 02476-6463
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083241-363
Date	Sep 16, 2024
Book Page	83241/363
Instrument	104457

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2054

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARLINGTON MA
Recording Date	Nov 15, 2023
Property Address	38 GRAY ST, ARLINGTON, MA 02476-6463
Document Number	0082213-36
Book / Page	82213 / 36
Instrument Date	Nov 15, 2023
Instrument	130767
Transaction Type	Transfer
Record Updated	Dec 08, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38 GRAY ST, ARLINGTON, MA 02476-6463

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARLINGTON MA
Recording Date	Sep 18, 2023
Property Address	38 GRAY ST, ARLINGTON, MA 02476-6463
Document Number	0082008-70
Book / Page	82008 / 70
Instrument Date	Sep 18, 2023
Instrument	105387
Transaction Type	Transfer
Record Updated	Oct 09, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 GRAY ST, ARLINGTON, MA 02476-6463

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARLINGTON MA
Recording Date	Jul 28, 2022
Property Address	38 GRAY ST, ARLINGTON, MA 02476-6463
Document Number	080503-451
Book / Page	80503 / 451
Instrument Date	Jul 28, 2022
Instrument	115806
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 LAFAYETTE ST, ARLINGTON, MA 02474-8723

Mortgage

Document Number	0000115807
Date	Jul 28, 2022
Instrument	115807

Lender

Name	EAST CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARLINGTON MA
Recording Date	May 26, 2021
Property Address	38 GRAY ST, ARLINGTON, MA 02476-6463
Document Number	77866-563
Book / Page	77866 / 563
Instrument Date	May 18, 2021
Instrument	119468
Transaction Type	Transfer
Record Updated	Jun 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 EASTERN PKWY, BROOKLYN, NY 11238-6054

Tax Assessment & Valuation

Source: Middlesex County and Arlington Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Arlington Town
Unified School District	Arlington School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,476.00 (+6.82%)	$2,272,600 (+5.04%) Land $1,076,200 Building $1,196,400	$2,224,425 (+0.42%)
2024	$22,913.00 (+32.69%)	$2,163,600 (+40.46%) Land $1,037,000 Building $1,126,600	$2,215,210
2023	$17,268.00	$1,540,400 Land $949,000 Building $591,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173567033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Arlington Center Historic District (Boundary Increase) listed 1985 · 175 contributing resources · NRIS 85002691

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 528 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 2,000
Radiate Holdings	Cable	1,500 / 50
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Starry. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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