Essex County and Lynn City property record for 38 Grant St, Lynn, MA 01902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,933 sqft · built 1900 |
| Lot Size | 0.136 acres (5,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Oct 2004) |
| Tax Bill | $5,716 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Jan 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | B:084 L:694 S:004 |
| Primary APN | B:084 L:694 S:004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,933 sqft Living Area |
| Gross Area | 3,169 sqft |
| Basement Area | 770 sqft |
| Unfinished Basement | 770 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,920 sqft (0.136 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 38 GRANT ST |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01902-2705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 694 |
| Legal Lot Number | 4 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 205200 |
38 Grant St is owned and occupied by two individuals who bought it in October 2004.
Source: Essex County and Lynn City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 GRANT ST, LYNN, MA 01902-2705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2018 | Deed of Trust, Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2004 · Amount on File |
| Deed Sale | Oct 29, 2004 · Amount on File |
| Prior Sale | Aug 30, 2002 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 38 GRANT ST, LYNN, MA 01902-2705 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36724-293 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 36724/293 |
| Instrument | 180518001810 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | May 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 38 GRANT ST, LYNN, MA 01902-2705 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39420-375 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 39420/375 |
| Instrument | 20210119000700 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
The 2025 property tax bill for 38 Grant St was $5,716, up 8.9% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,716.00 (+8.9%) | $551,700 (+10.67%) Land $207,400 Building $344,300 | $559,930 |
| 2024 | $5,249.00 (+1.92%) | $498,500 (+7.92%) Land $187,200 Building $311,300 | |
| 2023 | $5,150.00 | $461,900 Land $187,200 Building $274,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Grant St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 38 Grant St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 992 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Starry.
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