38 Gloucester Cir, Bloomington, IL 61704 Property Records

McLean County property record for 38 Gloucester Cir, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,697 sqft · built 1985
Lot Size	0.198 acres (8,614 sqft)
Owner	Individual Name on File
Last Sale	$261,000 (Oct 2021)
Tax Bill	$6,999 (2024)
Deeds & Mortgages	Feb 2022 Transfer Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-12-306-007`

Property Details

APN / Parcel Number

Primary APN	`21-12-306-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,697 sqft Living Area
Gross Area	3,861 sqft
1st Floor Area	984 sqft
Basement Area	708 sqft
Finished Basement	600 sqft
Unfinished Basement	108 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	8,614 sqft (0.198 acres)
Lot Dimensions	110 ft deep x 78 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	754 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Frame Porch
Deck Area	112 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	38 GLOUCESTER CIR
City	BLOOMINGTON
State	IL
Zip	61704-7604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	ROLLINGBROOK SUB 5TH ADD LOT 278
Legal Range	02E
Legal Township	23N
Legal Section	12
Legal Subdivision	ROLLINGBROOK SUB
Legal Lot Number	278
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2000
Census Tract	1108

Owner

Source: McLean County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	38 GLOUCESTER CIR, BLOOMINGTON, IL 61704-7604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 21, 2021	Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 21, 2021 · Amount on Record
Deed Sale	Oct 21, 2021 · Amount on Record
Prior Sale	Aug 6, 2014 · Amount on Record
Deed Document Number	202125476
Last Transfer Date	Jan 7, 2022
Transfer Doc	0000002397
Record Updated	Jun 8, 2026

February 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 7, 2022
Property Address	38 GLOUCESTER CIR, BLOOMINGTON, IL 61704-7604
Document Number	202200002397
Map Reference	DOC 1979-00008927
Instrument Date	Jan 7, 2022
Instrument	2022-00002397
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 GLOUCESTER CIR, 38, BLOOMINGTON, IL 61704-7604

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 21, 2021
Property Address	38 GLOUCESTER CIR, BLOOMINGTON, IL 61704-7604
Document Number	202100025476
Map Reference	DOC 79-8927
Instrument Date	Oct 14, 2021
Instrument	2021-00025476
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$391.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 GLOUCESTER CIR, BLOOMINGTON, IL 61704-7604

Mortgage

Document Number	202100025477
Date	Oct 21, 2021
Instrument	2021-00025477

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$97,252 (+15.07%) Land $18,640 Building $78,612	$291,756 (+15.07%) Land $55,920 Building $235,836
2024	$6,999.00 (+6.66%)
2023	$6,562.00	$84,518 Land $14,894 Building $69,624	$253,554 Land $44,682 Building $208,872

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2025)
Most Recent Claim	Jun 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
Benton Ridge Telephone Company Fixed Wireless	100 / 20

May also be available: Frontier.

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