Worcester County and Douglas Town property record for 38 Gilboa St, Douglas, MA 01516
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,742 sqft · built 1950 |
| Lot Size | 0.768 acres (33,437 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $263,360 (Jun 2017) |
| Tax Bill | $6,051 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Feb 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1703-8 |
| Primary APN | 1703-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,742 sqft Living Area |
| Gross Area | 5,470 sqft |
| Basement Area | 1,168 sqft |
| Unfinished Basement | 1,168 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,437 sqft (0.768 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1703-8 |
|---|---|
| Street Address | 38 GILBOA ST |
| City | DOUGLAS |
| State | MA |
| Zip | 01516-2079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Block | 11 |
| Jurisdiction | DOUGLAS MA |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 752101 |
38 Gilboa St is owned and occupied by two individuals who bought it in June 2017.
Source: Worcester County and Douglas Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 GILBOA ST, DOUGLAS, MA 01516-2079 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance STEARNS LENDING INC |
| Feb 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance STEARNS LENDING INC |
| Jun 29, 2017 | Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Apr 29, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Mar 31, 2017 | Foreclosure SUMMIT CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2017 · Amount on File |
| Deed Sale | Jun 29, 2017 · Amount on File |
| Prior Sale | Mar 31, 2017 · Amount on File |
| Deed Book / Page | 57343 / 295 |
| Transfer Doc | 057343-295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS MA |
| Property Address | 38 GILBOA ST, DOUGLAS, MA 01516-2079 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00064571-1 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 64571/1 |
| Instrument | 28011 |
| Name | STEARNS LENDING INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS MA |
| Property Address | 38 GILBOA ST, DOUGLAS, MA 01516-2079 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00064571-1 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 64571/1 |
| Instrument | 28011 |
| Name | STEARNS LENDING INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DOUGLAS MA |
| Recording Date | Jun 29, 2017 |
| Property Address | 38 GILBOA ST, DOUGLAS, MA 01516-2079 |
| Document Number | 57343-295 |
| Book / Page | 057343 / 000295 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 68454 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 136 HERITAGE DR WHITINSVILLE MA 015882363, WHITINSVILLE, MA 01588-2363 |
| Document Number | 57343-297 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 057343/000297 |
| Instrument | 68455 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 28, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS MA |
| Property Address | 38 GILBOA ST, DOUGLAS, MA 01516-2079 |
| Document Number | 57109-7 |
| Book / Page | 057109 / 000007 |
| Instrument Date | Apr 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2017 |
| Name | Verified Name |
|---|
| Document Number | 57109-7 |
|---|---|
| Date | May 12, 2017 |
| Book Page | 057109/000007 |
| Instrument | 48289 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | DOUGLAS MA |
| Recording Date | Mar 31, 2017 |
| Property Address | 38 GILBOA ST, DOUGLAS, MA 01516-2079 |
| Document Number | 56916-184 |
| Book / Page | 056916 / 000184 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 32009 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 19, 2017 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11 CENTENNIAL ST FOXBORO MA 020352320, FOXBORO, MA 02035-2320 |
| Document Number | 56916-191 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 056916/000191 |
| Instrument | 32011 |
| Name | SUMMIT CAP |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 38 Gilboa St was $6,051, up 10,155.9% from the year before.
Source: Worcester County and Douglas Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Douglas Town |
| Unified School District | Douglas School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,051.00 (+10,155.93%) | $501,300 (+10.44%) Land $115,400 Building $371,300 | $569,242 (+19.63%) |
| 2025 | $59.00 (-99.01%) | $453,900 (+2.79%) Land $104,400 Building $349,500 | $475,855 |
| 2024 | $5,970.00 (+2.65%) | $441,600 (+9.04%) Land $99,400 Building $342,200 | |
| 2023 | $5,816.00 | $405,000 Land $99,400 Building $305,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Gilboa St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Gilboa St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOUGLAS WATER DEPARTMENT serves 4,400 people · EPA ID MA2077000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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