Buncombe County property record for 38 Gilbert Rd, Leicester, NC 28748
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,300 sqft · built 1966 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Feb 2013) |
| Tax Bill | $2,092 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3026107-2020-20 |
| Primary APN | 3026107-2020-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,300 sqft Living Area |
| Gross Area | 3,335 sqft |
| 1st Floor Area | 1,856 sqft |
| Basement Area | 1,479 sqft |
| Finished Basement | 444 sqft |
| Unfinished Basement | 1,035 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 35,284 sqft (0.81 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | 360 sqft |
| Patio Area | 156 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Account Number | 3026107-2020-20 |
|---|---|
| Street Address | 38 GILBERT RD |
| City | LEICESTER |
| State | NC |
| Zip | 28748-7472 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OU |
| Legal Description | PLAT: 0174-0126 |
| Legal Block | 4 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | LEICESTER |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 2604 |
38 Gilbert Rd is owned and occupied by an individual who bought it in February 2013.
Source: Buncombe County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 GILBERT RD, LEICESTER, NC 28748-7472 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TELCO COMMUNITY CU |
| May 2, 2017 | Warranty Deed, Transfer · Conventional Mortgage TELCO CMNTY CU |
| May 2, 2017 | Warranty Deed, Transfer · Conventional Mortgage TELCO CMNTY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2013 · Amount on File |
| Deed Sale | Feb 25, 2013 · Amount on File |
| Prior Sale | Nov 30, 2007 · Amount on File |
| Deed Document Number | 201325178400002 |
| Deed Book / Page | 5073 / 1921 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 38 GILBERT RD, LEICESTER, NC 28748-7472 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0061611681 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 6161/1681 |
| Name | TELCO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | ASHEVILLE, NC 28806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | May 2, 2017 |
| Property Address | 38 GILBERT RD, LEICESTER, NC 28748-7472 |
| Document Number | 0055450617 |
| Book / Page | 005545 / 000617 |
| Instrument Date | May 2, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $445.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 GILBERT RD LEICESTER NC 287487472, LEICESTER, NC 28748-7472 |
| Investor | Possibly a Property Investor |
| Document Number | 55450620 |
|---|---|
| Date | May 2, 2017 |
| Book Page | 005545/000620 |
| Name | TELCO CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | ASHEVILLE, NC 28806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | May 2, 2017 |
| Property Address | 38 GILBERT RD, LEICESTER, NC 28748-7472 |
| Document Number | 0055450617 |
| Book / Page | 005545 / 000617 |
| Instrument Date | May 2, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $445.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 GILBERT RD LEICESTER NC 287487472, LEICESTER, NC 28748-7472 |
| Document Number | 55450620 |
|---|---|
| Date | May 2, 2017 |
| Book Page | 005545/000620 |
| Name | TELCO CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | ASHEVILLE, NC 28806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,092.00 (+7.61%) | $304,600 (-) Land $37,300 Building $267,300 | $304,600 (-) Land $37,300 Building $267,300 |
| 2023 | $1,944.00 | $304,600 | $304,600 (-) Land $37,300 Building $267,300 |
| 2021 | $304,600 Land $37,300 Building $267,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Gilbert Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Gilbert Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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