Buncombe County property record for 38 Gilbert Rd, Leicester, NC 28748
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,300 sqft · built 1966 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Feb 2013) |
| Tax Bill | $2,092 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3026107-2020-20 |
| Primary APN | 3026107-2020-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,300 sqft Living Area |
| Gross Area | 3,335 sqft |
| 1st Floor Area | 1,856 sqft |
| Basement Area | 1,479 sqft |
| Finished Basement | 444 sqft |
| Unfinished Basement | 1,035 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 35,284 sqft (0.81 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | 360 sqft |
| Patio Area | 156 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Account Number | 3026107-2020-20 |
|---|---|
| Street Address | 38 GILBERT RD |
| City | LEICESTER |
| State | NC |
| Zip | 28748-7472 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OU |
| Legal Description | PLAT: 0174-0126 |
| Legal Block | 4 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | LEICESTER |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 2604 |
Source: Buncombe County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 GILBERT RD, LEICESTER, NC 28748-7472 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TELCO COMMUNITY CU |
| May 2, 2017 | Warranty Deed, Transfer · Conventional Mortgage TELCO CMNTY CU |
| May 2, 2017 | Warranty Deed, Transfer · Conventional Mortgage TELCO CMNTY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2013 · Amount on File |
| Deed Sale | Feb 25, 2013 · Amount on File |
| Prior Sale | Nov 30, 2007 · Amount on File |
| Deed Document Number | 201325178400002 |
| Deed Book / Page | 5073 / 1921 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 38 GILBERT RD, LEICESTER, NC 28748-7472 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0061611681 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 6161/1681 |
| Name | TELCO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | ASHEVILLE, NC 28806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | May 2, 2017 |
| Property Address | 38 GILBERT RD, LEICESTER, NC 28748-7472 |
| Document Number | 0055450617 |
| Book / Page | 005545 / 000617 |
| Instrument Date | May 2, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $445.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 GILBERT RD LEICESTER NC 287487472, LEICESTER, NC 28748-7472 |
| Investor | Possibly a Property Investor |
| Document Number | 55450620 |
|---|---|
| Date | May 2, 2017 |
| Book Page | 005545/000620 |
| Name | TELCO CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | ASHEVILLE, NC 28806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | May 2, 2017 |
| Property Address | 38 GILBERT RD, LEICESTER, NC 28748-7472 |
| Document Number | 0055450617 |
| Book / Page | 005545 / 000617 |
| Instrument Date | May 2, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $445.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 GILBERT RD LEICESTER NC 287487472, LEICESTER, NC 28748-7472 |
| Document Number | 55450620 |
|---|---|
| Date | May 2, 2017 |
| Book Page | 005545/000620 |
| Name | TELCO CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | ASHEVILLE, NC 28806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,092.00 (+7.61%) | $304,600 (-) Land $37,300 Building $267,300 | $304,600 (-) Land $37,300 Building $267,300 |
| 2023 | $1,944.00 | $304,600 | $304,600 (-) Land $37,300 Building $267,300 |
| 2021 | $304,600 Land $37,300 Building $267,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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