Mercer County and Hamilton Township property record for 38 Gerard Rd, Hamilton, NJ 08620
| Property Type | Single Family Home |
|---|---|
| Details | 1,044 sqft · built 1955 |
| Lot Size | 0.13 acres (5,641 sqft) |
| Owner | Individual Name on File |
| Last Sale | $192,000 (Sep 2013) |
| Tax Bill | $7,323 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-02638-0000-00030 |
| Primary APN | 03-02638-0000-00030 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,044 sqft Living Area |
| 1st Floor Area | 1,044 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 5,641 sqft (0.13 acres) |
| Lot Dimensions | 99 ft deep x 57 ft wide |
| Old Parcel Number | 0301061000000034 |
|---|---|
| Street Address | 38 GERARD RD |
| City | TRENTON |
| State | NJ |
| Zip | 08620-1552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | 09246-M2 |
| Legal Subdivision | SUNNYBRAE VILLAGE SEC 3 |
| Legal Block | 2638 |
| Legal Lot Number | 30 |
| Jurisdiction | MERCER NJ |
| Township / Civil Division | HAMILTON |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 3003 |
38 Gerard Rd is owned and occupied by an individual who bought it in September 2013.
Source: Mercer County and Hamilton Township records, as of July 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 GERARD RD, TRENTON, NJ 08620-1552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2013 · Amount on File |
| Deed Sale | Sep 12, 2013 · Amount on File |
| Deed Document Number | 201352529 |
| Deed Book / Page | 6178 / 1012 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER NJ |
| Property Address | 38 GERARD RD, HAMILTON, NJ 08620-1552 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 38 GERARD RD, HAMILTON, NJ 08620-1552 |
| Investor | Possibly a Property Investor |
| Document Number | 0000019209 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 11730/210 |
| Instrument | 2022019209 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 38 Gerard Rd was $7,323, up 5.2% from the year before.
Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Mercer County |
| County Subdivision | Hamilton Township |
| Unified School District | Hamilton Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,500 (-) Land $81,900 Building $115,600 | $197,500 (-) Land $81,900 Building $115,600 | |
| 2025 | $7,323.00 (+5.23%) | $197,500 Land $81,900 Building $115,600 | $197,500 Land $81,900 Building $115,600 |
| 2024 | $6,959.00 | ||
| 2023 | $197,500 Land $81,900 Building $115,600 | $197,500 Land $81,900 Building $115,600 | |
| 2022 | $6,420.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Gerard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38 Gerard Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019 |
| Monitoring and Reporting | 36 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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