Monmouth County and Aberdeen Township property record for 38 Gerard Ave, Aberdeen, NJ 07747
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,013 sqft · built 1935 |
| Lot Size | 0.111 acres (4,831 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Feb 2020) |
| Tax Bill | $14,404 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Feb 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00268-0000-00013 |
| Primary APN | 01-00268-0000-00013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,013 sqft Living Area |
| 1st Floor Area | 1,474 sqft |
| Upper Floors Area | 616 sqft |
| Basement Area | 858 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 4,831 sqft (0.111 acres) |
| Lot Dimensions | 138 ft deep x 35 ft wide |
| Garage Type | Built-in |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 38 GERARD AVE |
|---|---|
| City | MATAWAN |
| State | NJ |
| Zip | 07747-1031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MF0 |
| Legal Description | INCL BLK 268 LOTS 13 & 14 |
| Legal Subdivision | INCL |
| Legal Block | 268 |
| Legal Lot Number | 13 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | ABERDEEN |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 802700 |
38 Gerard Ave is owned and occupied by two individuals who bought it in February 2020.
Source: Monmouth County and Aberdeen Township records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 GERARD AVE, MATAWAN, NJ 07747-1031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Feb 4, 2020 | Grant Deed, Transfer · FHA Mortgage QUICKEN LNS |
| May 15, 2019 | Grant Deed, Transfer LTS ACQUISITION COMPANY LLC, LTS ACQUISITION CO LLC |
| Jan 24, 2019 | Trustee's Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2020 · Amount on File |
| Deed Sale | Feb 4, 2020 · Amount on File |
| Prior Sale | May 15, 2019 · Amount on File |
| Deed Document Number | 202013302 |
| Deed Book / Page | 9395 / 1502 |
| Prior Transfer Date | Jul 12, 2018 |
| Prior Transfer Doc | 0093324914 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 27, 2026 |
| Property Address | 38 GERARD AVE, MATAWAN, NJ 07747-1031 |
| Document Number | 0000071010 |
| Book / Page | 9810 / 1419 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 202671010 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 38 GERARD AVE, MATAWAN, NJ 07747-1031 |
| Document Number | 0000071010, |
|---|---|
| Date | Aug 27, 2026 |
| Book Page | 9810/1419 |
| Instrument | 202671010 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 14, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 4, 2020 |
| Property Address | 38 GERARD AVE, ABERDEEN, NJ 07747-1031 |
| Document Number | 0000013302 |
| Book / Page | 009395 / 001502 |
| Instrument Date | Dec 19, 2019 |
| Instrument | 13302 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2020 |
| Title Company | ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38 GERARD AVE MATAWAN NJ 077471031, MATAWAN, NJ 07747-1031 |
| Document Number | 13303 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 009395/001508 |
| Instrument | 13303 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 3, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 15, 2019 |
| Property Address | 38 GERARD AVE, ABERDEEN, NJ 07747-1031 |
| Document Number | 0000042748 |
| Book / Page | 009348 / 003924 |
| Instrument Date | Apr 9, 2019 |
| Instrument | 42748 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2019 |
| Title Company | LTS ACQUISITION COMPANY LLC, LTS ACQUISITION CO LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $205.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 33 FERRY ST SOUTH RIVER NJ 088821205, SOUTH RIVER, NJ 08882-1205 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 24, 2019 |
| Property Address | 38 GERARD AVE, ABERDEEN, NJ 07747-1031 |
| Document Number | 0000007938 |
| Book / Page | 009332 / 004914 |
| Instrument Date | Jan 3, 2019 |
| Instrument | 7938 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 6, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount on Record |
|---|---|
| Tax | $1.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 55 BEATTIE PL #110 GREENVILLE SC 296015115, 110, GREENVILLE, SC 29601-5115 |
The 2025 property tax bill for 38 Gerard Ave was $14,404, up 2.5% from the year before.
Source: Monmouth County and Aberdeen Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Aberdeen Township |
| Unified School District | Matawan-Aberdeen Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $762,000 (+3.21%) Land $329,900 Building $432,100 | $762,000 (+3.21%) Land $329,900 Building $432,100 | |
| 2025 | $14,404.00 (+2.54%) | $738,300 Land $310,100 Building $428,200 | $738,300 Land $310,100 Building $428,200 |
| 2024 | $14,047.00 | ||
| 2023 | $601,000 Land $198,900 Building $402,100 | $601,000 Land $198,900 Building $402,100 | |
| 2022 | $13,431.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Gerard Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 38 Gerard Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ABERDEEN- HIGH SCHOOL/OAKSHADE AREA serves 2,123 people · EPA ID NJ1330003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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