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38 Garfield St, Central Falls, RI 02863 Property Records

Central Falls City property record for 38 Garfield St, Central Falls, RI 02863

Property Summary

Property TypeMulti-Family Dwellings
Details8 bd · 3 ba · 2,448 sqft · built 1900
Lot Size0.059 acres (2,574 sqft)
OwnerIndividual Name on Record
Last Sale$440,000 (Nov 2025)
Tax Bill$5,421 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN16-0936-00

Property Details

APN / Parcel Number

Primary APN16-0936-00
Alternative APN
  • CENT M:06 P:317

Interior

Bedrooms8 Beds
Full Baths3 Baths
Total Rooms14 Rooms
Units3 Units
Stories3 Stories
Building Area2,448 sqft Living Area
Gross Area3,264 sqft
1st Floor Area816 sqft
Basement Area816 sqft
Unfinished Basement816 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleMulti-Family
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,574 sqft (0.059 acres)

Utilities, Heating & Cooling

Heating SystemElectric
Heating FuelGas

Location & Zoning

Account Number16-0936-00
Street Address38 GARFIELD ST
CityCENTRAL FALLS
StateRI
Zip02863-4106
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeR-3
JurisdictionCENTRAL FALLS RI
Township / Civil DivisionCENTRAL FALLS
Census Block Group2
Census Block2011
Census Tract10800

Owner

Source: Central Falls City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address38 GARFIELD ST, CENTRAL FALLS, RI 02863-4106
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2025Warranty Deed, Transfer
LOANDEPOT.COM LLC
Feb 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIRST HM BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 25, 2025 · Amount on Record
Deed SaleNov 25, 2025 · Amount on Record
Prior SaleNov 13, 2009
Deed Book / Page1107 / 61
Transfer Doc00000737-1
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCENTRAL FALLS RI
Recording DateNov 25, 2025
Property Address38 GARFIELD ST, CENTRAL FALLS, RI 02863-4106
Document Number0001107-61
Book / Page1107 / 61
Instrument DateNov 25, 2025
Instrument2983
Transaction TypeTransfer
Record UpdatedDec 17, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000002984
DateNov 25, 2025
Instrument2984
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCENTRAL FALLS RI
Property Address38 GARFIELD ST, CENTRAL FALLS, RI 02863-4106
Document Number927-247
Instrument DateFeb 27, 2018
Transaction TypeMortgage
Record UpdatedMar 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 GARFIELD ST CENTRAL FALLS RI 028632110, CENTRAL FALLS, RI 02863-2110

Mortgage

Document Number927-247
DateFeb 28, 2018
Book Page000927/000247
Instrument259
Lender
NameFIRST HM BK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 27, 2048

Tax Assessment & Valuation

Source: Central Falls City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityCentral Falls City
Unified School DistrictCentral Falls School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,421.00 (+10.52%)$410,400 (+55.22%) Land $94,800 Building $315,600
2023$4,905.00 (+6.26%)$264,400 (-) Land $69,900 Building $194,500
2022$4,616.00$264,400 Land $69,900 Building $194,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
Starlink
Satellite		280 / 30

May also be available: AT&T, T-Mobile.

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