Hampden County and Ludlow Town property record for 38 Gamache Dr, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,776 sqft · built 1990 |
| Lot Size | 0.794 acres (34,587 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $163,000 (Sep 1996) |
| Tax Bill | $6,833 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | M:01C-05925 B:109B L:0 |
| Primary APN | M:01C-05925 B:109B L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,776 sqft Living Area |
| Gross Area | 3,596 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 34,587 sqft (0.794 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 3586 |
|---|---|
| Street Address | 38 GAMACHE DR |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 5925 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 810412 |
38 Gamache Dr is held in a trust since April 2025.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 27 GAMACHE DR, LUDLOW, MA 01056-2236 |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 1996 · Amount on File |
| Deed Sale | Sep 30, 1996 · Amount on File |
| Prior Sale | Apr 24, 1991 · Amount on File |
| Last Transfer Date | Apr 21, 2025 |
| Transfer Doc | 025837-336 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 38 Gamache Dr was $6,833, up 1.7% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,833.00 (+1.67%) | $426,800 (+10.17%) Land $115,300 Building $311,500 | $426,666 (-10.46%) |
| 2025 | $6,721.00 (+3.26%) | $387,400 (+7.67%) Land $104,800 Building $282,600 | $476,520 (-2.07%) |
| 2024 | $6,509.00 (+2.44%) | $359,800 (+10.47%) Land $104,600 Building $255,200 | $486,590 |
| 2023 | $6,354.00 | $325,700 Land $95,800 Building $229,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Gamache Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 38 Gamache Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures