Wayne County property record for 38 Gaines St, State Line, MS 39362
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,710 sqft · built 2018 |
| Lot Size | 3.8 acres (165,528 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,235 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040C34 00001103 |
| Primary APN | 040C34 00001103 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,710 sqft Adjusted Area |
| 1st Floor Area | 2,345 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 165,528 sqft (3.8 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 38 GAINES ST |
|---|---|
| City | STATE LINE |
| State | MS |
| Zip | 39362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3.80 PT SW SW S34 T6N R5W INST.201501085 04/07/15 INST.201801596 05/25/18 |
| Legal Range | 05W |
| Legal Township | 06N |
| Legal Section | 34 |
| Jurisdiction | WAYNE MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2069 |
| Census Tract | 950402 |
38 Gaines St, a single family home, is owned by an individual.
Source: Wayne County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 111, STATE LINE, MS 39362-0111 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MS |
| Property Address | 38 GAINES ST, STATE LINE, MS 39362 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 38 GAINES ST, STATE LINE, MS 39362 |
| Document Number | 0202303463 |
|---|---|
| Date | Dec 22, 2023 |
| Instrument | 202303463 |
| Name | BANDERA FIRST STATE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Dec 15, 2028 |
The 2025 property tax bill for 38 Gaines St was $1,235, up 0.1% from the year before.
Source: Wayne County assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Wayne County |
| Municipality | State Line Town |
| Unified School District | Wayne County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,235.00 (+0.08%) Homeowner's exemption Senior Citizen's exemption | $18,780 | $187,590 Land $7,920 Building $179,670 |
| 2024 | $1,234.00 (+1.06%) | ||
| 2023 | $1,221.00 Homeowner's exemption Senior Citizen's exemption | $17,305 (-0.01%) | $172,820 (-0.01%) Land $7,940 Building $164,880 |
| 2022 | $1,221.00 Homeowner's exemption Senior Citizen's exemption | $17,307 | $172,840 Land $7,960 Building $164,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Gaines St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 38 Gaines St is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 86% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Singing River Connect Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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