38 Gage St, Warwick, RI 02889 Property Records

Warwick City property record for 38 Gage St, Warwick, RI 02889

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,392 sqft · built 1974
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$227,500 (Jan 2019)
Tax Bill	$4,862 (2025)
Deeds & Mortgages	Oct 2019 Refinance Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35401540000`

Property Details

APN / Parcel Number

Primary APN	`35401540000`
Alternative APNs	`WARW M:354 B:0154 L:0000` `96520`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
Gross Area	2,988 sqft
1st Floor Area	1,392 sqft
Basement Area	504 sqft
Unfinished Basement	504 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	96520
Street Address	38 GAGE ST
City	WARWICK
State	RI
Zip	02889-5007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	154
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	3
Census Block	3012
Census Tract	21502

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 GAGE ST, WARWICK, RI 02889-5007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Oct 26, 2020	Deed of Trust, Mortgage · VA Mortgage ATLANTIC HOME LOANS INC
Jan 2, 2019	Warranty Deed, Transfer · FHA Mortgage INC ATLANT
Nov 8, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2019 · Amount on Record
Deed Sale	Jan 2, 2019 · Amount on Record
Prior Sale	Nov 8, 2018 · Amount on Record
Deed Book / Page	9194 / 30
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	38 GAGE ST, WARWICK, RI 02889-5007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9371-38
Date	Oct 10, 2019
Book Page	9371/38
Instrument	14235

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	38 GAGE ST, WARWICK, RI 02889-5007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9649-246
Date	Oct 26, 2020
Book Page	9649/246
Instrument	16634

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Jan 2, 2019
Property Address	38 GAGE ST, WARWICK, RI 02889-5007
Document Number	9194-30
Book / Page	009194 / 000030
Instrument Date	Jan 2, 2019
Instrument	11
Transaction Type	Transfer
Record Updated	Jan 22, 2019

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$227.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 GAGE ST WARWICK RI 028895007, WARWICK, RI 02889-5007

Mortgage

Document Number	9194-32
Date	Jan 2, 2019
Book Page	009194/000032
Instrument	12

Lender

Name	INC ATLANT

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Nov 8, 2018
Property Address	38 GAGE ST, WARWICK, RI 02889-5007
Document Number	9165-340
Book / Page	009165 / 000340
Instrument Date	Nov 8, 2018
Instrument	15895
Transaction Type	Transfer
Record Updated	Nov 28, 2018

Transaction

Amount	Amount Recorded
Tax	$157.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 GAGE ST WARWICK RI 028895031, WARWICK, RI 02889-5031

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,862.00 (+2.79%)	$382,800 (+14.85%) Land $115,700 Building $267,100
2024			$402,135
2023	$4,730.00 (+5.53%)	$333,300 (+39.28%) Land $100,600 Building $232,700
2022	$4,482.00	$239,300 Land $64,800 Building $174,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	12 (1998–2010)
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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