38 Fruit St, Northampton, MA 01060 Property Records

Hampshire County and Northampton City property record for 38 Fruit St, Northampton, MA 01060

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 3,148 sqft · built 1860
Lot Size	0.255 acres (11,099 sqft)
Owner	2 Individual Names on Record
Last Sale	$304,000 (Aug 2010)
Tax Bill	$7,341 (2025)
Deeds & Mortgages	Oct 2021 Refinance Oct 2021 Refinance
APN	`NHAM M:032C B:0127 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:032C B:0127 L:0001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,148 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Other
Lot Area	11,099 sqft (0.255 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Electric

Location & Zoning

Street Address	38 FRUIT ST
City	NORTHAMPTON
State	MA
Zip	01060-3808
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	URC
Legal Block	127
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	3
Census Block	3013
Census Tract	821903

Owner

Source: Hampshire County and Northampton City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 WESTERN LN, AMHERST, MA 01002-3246
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GREENFIELD SAVINGS BANK
Oct 25, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance GREENFIELD SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2010 · Amount on Record
Deed Sale	Aug 30, 2010 · Amount on Record
Last Transfer Date	Oct 25, 2021
Transfer Doc	014322-164
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	38 FRUIT ST, NORTHAMPTON, MA 01060-3808
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014322-168
Date	Oct 25, 2021
Book Page	14322/168
Instrument	26693

Lender

Name	GREENFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Oct 25, 2021
Property Address	38 FRUIT ST, NORTHAMPTON, MA 01060-3808
Document Number	14322-164
Book / Page	14322 / 164
Instrument Date	Oct 25, 2021
Instrument	26692
Transaction Type	Transfer
Record Updated	Nov 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 WESTERN LN, AMHERST, MA 01002-3246

Mortgage

Document Number	14322-168
Date	Oct 25, 2021
Book Page	14322/168
Instrument	26693

Lender

Name	GREENFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,341.00 (+8.04%)	$527,000 (+22.84%) Land $148,700 Building $378,300	$681,894
2023	$6,795.00	$429,000 Land $135,200 Building $293,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Gateway Fiber, T-Mobile.

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