38 Franklin Ave, River Forest, IL 60305 Property Records

Cook County property record for 38 Franklin Ave, River Forest, IL 60305

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1922
Lot Size	0.171 acres (7,425 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jul 2002)
Tax Bill	$12,855 (2023)
Deeds & Mortgages	Apr 2023 Transfer Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-12-320-013`

Property Details

APN / Parcel Number

Primary APN	`15-12-320-013`
Alternative APN	`15-12-320-013-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Old Style
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,425 sqft (0.171 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	38 FRANKLIN AVE
City	RIVER FOREST
State	IL
Zip	60305-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E S (CONWAYS) RESUB OF (RANSONS) SUB OF WH EH SW SEC 12-39-12
Legal Range	12E
Legal Township	39N
Legal Section	12
Legal Subdivision	CONWAYS RESUB OF RANSONS
Legal Block	8
Legal Lot Number	32
Jurisdiction	COOK IL
Township / Civil Division	RIVER FOREST
Census Block Group	5
Census Block	5024
Census Tract	812000

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 FRANKLIN AVE, RIVER FOREST, IL 60305-2112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Transfer on Death Deed, Transfer
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage TJC MORTGAGE INC
Mar 26, 2020	Deed of Trust, Mortgage · Conventional with PMI TJC MTG
Mar 25, 2019	Deed of Trust, Mortgage · Conventional with PMI MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2002 · Amount on Record
Deed Sale	Jul 25, 2002 · Amount on Record
Prior Sale	Apr 8, 1996 · Amount on Record
Deed Document Number	200215656
Last Transfer Date	Apr 18, 2023
Transfer Doc	0000025034
Record Updated	Sep 20, 2026

April 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COOK IL
Recording Date	Apr 25, 2023
Property Address	38 FRANKLIN AVE, RIVER FOREST, IL 60305-2112
Document Number	0011525034
Instrument Date	Apr 18, 2023
Instrument	2311525034
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 S WASHINGTON ST STE 100, 100, NAPERVILLE, IL 60540-6669

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	38 FRANKLIN AVE, RIVER FOREST, IL 60305-2112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002621295
Date	Jan 26, 2021
Instrument	2102621295

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	38 FRANKLIN AVE, RIVER FOREST, IL 60305-2112
Document Number	2010007258
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38 FRANKLIN AVE RIVER FOREST IL 603052112, RIVER FOREST, IL 60305-2112

Mortgage

Document Number	2010007258
Date	Apr 9, 2020
Instrument	10007258

Lender

Name	TJC MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	38 FRANKLIN AVE, RIVER FOREST, IL 60305-2112
Document Number	1909549110
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 FRANKLIN AVE RIVER FOREST IL 603052112, RIVER FOREST, IL 60305-2112

Mortgage

Document Number	1909549110
Date	Apr 5, 2019
Instrument	9549110

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2049

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	River Forest Township
Municipality	River Forest Village
Secondary School District	Oak Park and River Forest District 200 (09 - 12)
Elementary School District	River Forest School District 90 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,088 (+43.09%) Land $7,982 Building $42,106	$500,880 (+43.09%) Land $79,820 Building $421,060
2023	$12,855.00 (+38%)
2022	$9,315.00 Homeowner's exemption Senior Citizen's exemption	$35,004 Land $6,868 Building $28,136	$350,040 Land $68,680 Building $281,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER GROVE serves 10,282 people · EPA ID IL0312640
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Zentro.

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