38 Fox Rd, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 38 Fox Rd, Cedar Grove, NJ 07009

Property Summary

Property Type	Single Family Home
Details	2,368 sqft · built 1971
Lot Size	0.225 acres (9,814 sqft)
Owner	Individual Name on Record
Tax Bill	$13,322 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00013-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`04-00013-0000-00007`
Alternative APN	`040001300007`

Interior

Stories	2 Stories
Building Area	2,368 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Lot Area	9,814 sqft (0.225 acres)
Lot Dimensions	151 ft deep x 65 ft wide
Garage Type	Attached

Location & Zoning

Old Parcel Number	040001300007
Street Address	38 FOX RD
City	CEDAR GROVE
State	NJ
Zip	07009-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	65X151
Legal Subdivision	OAK TREE ESTATES
Legal Block	13
Legal Lot Number	7
Jurisdiction	ESSEX NJ
Township / Civil Division	CEDAR GROVE
Census Block Group	3
Census Block	3005
Census Tract	21400

Owner

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 FOX RD, CEDAR GROVE, NJ 07009-2108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA
Nov 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	38 FOX RD, CEDAR GROVE, NJ 07009-2108
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001386
Date	Jan 6, 2022
Instrument	2022001386

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jan 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	38 FOX RD, CEDAR GROVE, NJ 07009-2108
Document Number	0000103390
Instrument Date	Nov 14, 2018
Transaction Type	Mortgage
Record Updated	Mar 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 FOX RD CEDAR GROVE NJ 070092108, CEDAR GROVE, NJ 07009-2108

Mortgage

Document Number	0000103390
Date	Nov 30, 2018
Instrument	103390

Lender

Name	SANTANDER BK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Cedar Grove Township
Unified School District	Cedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$812,900 (+63.96%) Land $385,300 Building $427,600	$812,900 (+63.96%) Land $385,300 Building $427,600
2025	$13,322.00 (+2.79%)	$495,800 (-) Land $245,000 Building $250,800	$495,800 (-) Land $245,000 Building $250,800
2024	$12,960.00 (+1.95%)
2023		$495,800 Land $245,000 Building $250,800	$495,800 Land $245,000 Building $250,800
2022	$12,712.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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