38 Forest St, Sudbury, MA 01776 Property Records

Middlesex County and Sudbury Town property record for 38 Forest St, Sudbury, MA 01776

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,883 sqft · built 1971
Lot Size	1.12 acres (49,149 sqft)
Owner	2 Individual Names on Record
Last Sale	$748,000 (Oct 2008)
Tax Bill	$14,734 (2026)
Deeds & Mortgages	Dec 2020 Refinance Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`SUDB H-07-00313`

Property Details

APN / Parcel Number

Primary APN	`SUDB H-07-00313`
Alternative APN	`H=07=00313`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,883 sqft Living Area
Gross Area	4,715 sqft
Basement Area	859 sqft
Unfinished Basement	859 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	49,149 sqft (1.12 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	38 FOREST ST
City	SUDBURY
State	MA
Zip	01776-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Subdivision	OAK KNOLL
Jurisdiction	SUDBURY MA
Township / Civil Division	SUDBURY
Census Block Group	2
Census Block	2001
Census Tract	365201

Owner

Source: Middlesex County and Sudbury Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 FOREST ST, SUDBURY, MA 01776-2206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP
Nov 4, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2008 · Amount on Record
Deed Sale	Oct 17, 2008 · Amount on Record
Deed Document Number	2008169677
Deed Book / Page	51802 / 379
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUDBURY MA
Property Address	38 FOREST ST, SUDBURY, MA 01776-2206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76462-1
Date	Dec 18, 2020
Book Page	76462/1
Instrument	241612

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUDBURY MA
Property Address	38 FOREST ST, SUDBURY, MA 01776-2206
Document Number	70335-1
Book / Page	070335 / 000001
Instrument Date	Nov 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70335-1
Date	Dec 5, 2017
Book Page	070335/000001
Instrument	196899

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Sudbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Sudbury Town
Secondary School District	Lincoln-Sudbury School District (09 - 12)
Elementary School District	Sudbury School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,734.00 (-10.91%)	$1,032,500 (-8.6%) Land $493,000 Building $539,500	$1,155,584 (-8.86%)
2025	$16,539.00 (+3.81%)	$1,129,700 (+3.59%) Land $465,400 Building $664,300	$1,267,965 (+6.27%)
2024	$15,932.00 (+9.98%)	$1,090,500 (+18.71%) Land $451,800 Building $638,700	$1,193,105
2023	$14,486.00	$918,600 Land $418,600 Building $500,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1978–2016)
Most Recent Claim	Oct 2016 · river or lake flooding
Claims by Event	Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUDBURY WATER DISTRICT serves 18,416 people · EPA ID MA3288000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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