38 Forest Ct, Oswego, IL 60543 Property Records

Kendall County property record for 38 Forest Ct, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,728 sqft · built 1973
Lot Size	0.693 acres (30,169 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Mar 2023)
Tax Bill	$8,791 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-24-226-003`

Property Details

APN / Parcel Number

Primary APN	`02-24-226-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,728 sqft Living Area
Gross Area	3,600 sqft
1st Floor Area	1,728 sqft
Basement Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	30,169 sqft (0.693 acres)
Lot Dimensions	200 ft deep x 152 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	38 FOREST CT
City	OSWEGO
State	IL
Zip	60543-9432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 120 RIVERVIEW HEIGHTS
Legal Subdivision	RIVERVIEW HEIGHTS
Legal Lot Number	120
Jurisdiction	KENDALL IL
Township / Civil Division	BRISTOL
Census Block Group	1
Census Block	1004
Census Tract	890402

Owner

38 Forest Ct is owned by an individual who bought it in March 2023.

Source: Kendall County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	527 N WESTLAWN AVE, AURORA, IL 60506-3453
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA
Mar 21, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2023 · Amount on File
Deed Sale	Mar 21, 2023 · Amount on File
Prior Sale	Oct 2, 2013 · Amount on File
Deed Document Number	20232999
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Mar 21, 2023
Property Address	38 FOREST CT, OSWEGO, IL 60543-9432
Document Number	0000002999
Instrument Date	Feb 1, 2023
Instrument	202300002999
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 FOREST CT, OSWEGO, IL 60543-9432

Mortgage

Document Number	0000003000
Date	Mar 21, 2023
Instrument	202300003000

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 5, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	38 FOREST CT, OSWEGO, IL 60543-9432
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 FOREST CT, OSWEGO, IL 60543-9432

Mortgage

Document Number	0000005270
Date	Mar 21, 2022
Instrument	202200005270

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Bristol Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$128,501 Land $16,658 Building $111,843	$385,503 Land $49,974 Building $335,529
2024	$8,791.00
2022		$88,017 Land $12,360 Building $75,657	$264,051 Land $37,080 Building $226,971

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38 Forest Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Forest Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Metronet.

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