38 Forest Ave, Cumberland, RI 02864 Property Records

Cumberland Town property record for 38 Forest Ave, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,050 sqft · built 1925
Lot Size	0.115 acres (5,009 sqft)
Owner	Company Name on File
Last Sale	$160,000 (Apr 2016)
Tax Bill	$3,164 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9187-00`

Property Details

APN / Parcel Number

Primary APN	`9187-00`
Alternative APN	`CUMB M:003 B:0229 L:000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,050 sqft Living Area
Gross Area	2,238 sqft
1st Floor Area	700 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,009 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9187-00
Street Address	38 FOREST AVE
City	CUMBERLAND
State	RI
Zip	02864-7730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	110
Legal Block	229
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	4
Census Block	4010
Census Tract	11200

Owner

38 Forest Ave is owned by a company that bought it in April 2016.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	38 FOREST AVE, CUMBERLAND, RI 02864-7730
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 16, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2016 · Amount on File
Deed Sale	Apr 22, 2016 · Amount on File
Deed Book / Page	1708 / 529
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	38 FOREST AVE, CUMBERLAND, RI 02864-7730
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002025-236
Date	Mar 9, 2026
Book Page	2025/236
Instrument	153992

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount on Record
Term	289 Months
Due	Apr 1, 2050

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	38 FOREST AVE, CUMBERLAND, RI 02864-7730
Transaction Type	Mortgage
Record Updated	May 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001975-878
Date	Apr 16, 2024
Book Page	1975/878
Instrument	143516

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 38 Forest Ave was $3,164, up 3.4% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,164.00 (+3.4%)	$316,100 (+26.74%) Land $172,700 Building $143,400	$339,990
2025	$3,060.00	$249,400 Land $87,700 Building $161,700
2023	$2,898.00 (+11.12%)	$249,400 (+43.33%) Land $87,700 Building $161,700
2022	$2,608.00	$174,000 Land $64,300 Building $109,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Forest Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (2001–2010)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2010 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Forest Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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