Somerset County and Bridgewater Township property record for 38 Forest Ave, Bridgewater, NJ 08807
| Property Type | Single Family Home |
|---|---|
| Details | 2,775 sqft · built 1993 |
| Lot Size | 0.689 acres (30,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $13,478 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jul 2022 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00526-0000-00007 |
| Primary APN | 06-00526-0000-00007 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,775 sqft Living Area |
|---|
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 30,000 sqft (0.689 acres) |
| Lot Dimensions | 200 ft deep x 150 ft wide |
| Account Number | S001 |
|---|---|
| Street Address | 38 FOREST AVE |
| City | BRIDGEWATER |
| State | NJ |
| Zip | 08807-3721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10B |
| Legal Block | 526 |
| Legal Lot Number | 7 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BRIDGEWATER |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 50703 |
Source: Somerset County and Bridgewater Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38 FOREST AVE, BRIDGEWATER, NJ 08807-3721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MANVILLE AREA FEDERAL CREDIT UNION |
| Jul 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MANVILLE AREA FCU |
| Apr 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MANVILLE AREA FCU |
| Jan 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 3, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MANVILLE AREA FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | May 5, 2026 |
| Property Address | 38 FOREST AVE, BRIDGEWATER, NJ 08807-3721 |
| Document Number | 0000012474 |
| Book / Page | 7679 / 1978 |
| Instrument Date | May 4, 2026 |
| Instrument | 202612474 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 38 FOREST AVE, BRIDGEWATER, NJ 08807-3721 |
| Document Number | 0000012474, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 7679/1978 |
| Instrument | 202612474 |
| Name | MANVILLE AREA FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 4, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.77% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 38 FOREST AVE, BRIDGEWATER, NJ 08807-3721 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000030669 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 7456/3605 |
| Instrument | 2022030669 |
| Name | MANVILLE AREA FCU |
|---|---|
| Type | Credit Union |
| Address | MANVILLE, NJ 08835 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | May 16, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 38 FOREST AVE, BRIDGEWATER, NJ 08807-3721 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000026876 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 7336/947 |
| Instrument | 2021026876 |
| Name | MANVILLE AREA FCU |
|---|---|
| Type | Credit Union |
| Address | MANVILLE, NJ 08835 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 17, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 38 FOREST AVE, BRIDGEWATER, NJ 08807-3721 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002081 |
|---|---|
| Date | Jan 13, 2017 |
| Book Page | 6935/0217 |
| Instrument | 2017002081 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 38 FOREST AVE, BRIDGEWATER, NJ 08807-3721 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000034055 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 7234/1557 |
| Instrument | 2020034055 |
| Name | MANVILLE AREA FCU |
|---|---|
| Type | Credit Union |
| Address | MANVILLE, NJ 08835 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jul 25, 2035 |
Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bridgewater Township |
| Unified School District | Bridgewater-Raritan Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $780,000 (+11.64%) Land $267,200 Building $512,800 | $780,000 (+11.64%) Land $267,200 Building $512,800 | |
| 2025 | $13,478.00 (-1.88%) | $698,700 (+14.52%) Land $237,200 Building $461,500 | $698,700 (+14.52%) Land $237,200 Building $461,500 |
| 2024 | $13,736.00 (+19.71%) | ||
| 2023 | $610,100 Land $237,200 Building $372,900 | $610,100 Land $237,200 Building $372,900 | |
| 2022 | $11,474.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures