38 Flat Rocks Rd, Litchfield, CT 06759 Property Records

Cornwall Town property record for 38 Flat Rocks Rd, Litchfield, CT 06759

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,850 sqft · built 2006
Lot Size	5.06 acres (220,414 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Oct 2006)
Tax Bill	$11,332 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jun 2020 Refinance
APN	`20060001`

Property Details

APN / Parcel Number

Primary APN	`20060001`
Alternative APN	`CORN M:E01 B:03 L:02`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,850 sqft Living Area
Gross Area	6,208 sqft
Basement Area	1,476 sqft
Finished Basement	1,476 sqft
Unfinished Basement	1,476 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	220,414 sqft (5.06 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	20060001
Street Address	38 FLAT ROCKS RD
City	LITCHFIELD
State	CT
Zip	06759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	3
Legal Lot Number	2
Jurisdiction	CORNWALL CT
Township / Civil Division	CORNWALL
Census Block Group	2
Census Block	2069
Census Tract	263200

Owner

Source: Cornwall Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 N MOORE ST, 6E, NEW YORK, NY 10013-5723
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · ARM NATIONAL IRON BANK OF SALISBURY
Jun 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2006 · Amount on Record
Deed Sale	Oct 2, 2006 · Amount on Record
Prior Sale	Jun 6, 2005 · Amount on Record
Deed Book / Page	105 / 248
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN CT
Property Address	38 FLAT ROCKS RD, LITCHFIELD, CT 06759
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000097-363
Date	Oct 24, 2022
Book Page	97/363

Lender

Name	NATIONAL IRON BANK OF SALISBURY
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Nov 1, 2029
Index	Prime Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORNWALL CT
Property Address	38 FLAT ROCKS RD, LITCHFIELD, CT 06759
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000123-929
Date	Jun 2, 2020
Book Page	123/929

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Cornwall Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cornwall Town
Elementary School District	Cornwall School District (PK - 08)
Secondary School District	Regional School District 01 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,332.00 (+8.58%)	$710,000 (-) Land $144,400 Building $565,600	$497,000 Land $101,080 Building $395,920
2023	$10,437.00	$710,000 Land $144,400 Building $565,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Flat Rocks Rd

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